San Joaquin County property record for 560 Covey Ln, Tracy, CA 95376
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,342 sqft · built 1992 |
| Lot Size | 0.129 acres (5,604 sqft) |
| Owner | Individual Name on File |
| Last Sale | $630,000 (Feb 2022) |
| Tax Bill | $7,137 (2026) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 235-360-070-000 |
| Primary APN | 235-360-070-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,342 sqft Living Area |
| 1st Floor Area | 1,342 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 5,604 sqft (0.129 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 235-360-07 |
|---|---|
| Street Address | 560 COVEY LN |
| City | TRACY |
| State | CA |
| Zip | 95376-4674 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 91-FM PT 235-100-40 |
| Legal Subdivision | SCHULTE RANCH |
| Legal Tract | 2346 |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 5406 |
560 Covey Ln is owned and occupied by an individual who bought it in February 2022.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 560 COVEY LN, TRACY, CA 95376-4674 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 8, 2022 · Amount on File |
| Deed Sale | Feb 8, 2022 · Amount on File |
| Deed Document Number | 202216582 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Feb 8, 2022 |
| Property Address | 560 COVEY LN, TRACY, CA 95376-4674 |
| Document Number | 0000016582 |
| Map Reference | VOL 30 PG 91 |
| Instrument Date | Feb 2, 2022 |
| Instrument | 2022-016582 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2022 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 560 COVEY LN, TRACY, CA 95376-4674 |
| Document Number | 0000016583 |
|---|---|
| Date | Feb 8, 2022 |
| Instrument | 2022-016583 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
The 2026 property tax bill for 560 Covey Ln was $7,137 with a homeowner's exemption, down 1.9% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,137.00 (-1.87%) | ||
| 2025 | $7,273.00 Homeowner's exemption | $619,600 Land $185,000 Building $434,600 | |
| 2023 | $6,375.00 (+104.98%) Homeowner's exemption | $574,600 Land $170,000 Building $404,600 | $641,700 |
| 2022 | $3,110.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 560 Covey Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 560 Covey Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Matrix Broadband Fixed Wireless | 600 / 120 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
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