Christian County property record for 560 Cobblestone Ln, Sparta, MO 65753
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1 ba · 2,052 sqft · built 2005 |
| Lot Size | 0.292 acres (12,720 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $225,200 (Feb 2014) |
| Tax Bill | $4,272 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Mar 2022 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-0.7-26-4-7-76 |
| Primary APN | 12-0.7-26-4-7-76 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Building Area | 2,052 sqft Living Area |
| 1st Floor Area | 2,052 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,720 sqft (0.292 acres) |
| Lot Dimensions | 106 ft deep x 120 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 560 COBBLESTONE LN |
|---|---|
| City | SPARTA |
| State | MO |
| Zip | 65753-9455 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 164 MILLBROOKE PHASE 2 |
| Legal Range | 20W |
| Legal Township | 27N |
| Legal Section | 26 |
| Legal Subdivision | MILLBROOKE PHASE 2 |
| Legal Phase | 2 |
| Legal Lot Number | 164 |
| Jurisdiction | CHRISTIAN MO |
| Township / Civil Division | SPARTA |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 20402 |
Source: Christian County records · APN 12-0.7-26-4-7-76
Assessment roll updated January 21, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 560 COBBLESTONE LN, SPARTA, MO 65753-9455 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 05, 2026 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION |
| Mar 28, 2022 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Mar 09, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Mar 27, 2017 | Deed of Trust, Mortgage · VA Mortgage GERSHMAN INVESTMENT CORP |
| Sep 20, 2019 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jun 18, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 18, 2014 · Amount on Record |
| Deed Sale | Feb 18, 2014 · Amount on Record |
| Prior Sale | Nov 16, 2012 · Amount on Record |
| Deed Document Number | 20141511 |
| Deed Book / Page | 2014 / 1500 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Recording Date | Aug 05, 2026 |
| Property Address | 560 COBBLESTONE LN, SPARTA, MO 65753-9455 |
| Document Number | 0000009767 |
| Book / Page | 2026 / 9632 |
| Instrument Date | Jul 21, 2026 |
| Instrument | 20269767 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 560 COBBLESTONE LN, SPARTA, MO 65753-9455 |
| Document Number | 0000009767, |
|---|---|
| Date | Aug 05, 2026 |
| Book Page | 2026/9632 |
| Instrument | 20269767 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Property Address | 560 COBBLESTONE LN, SPARTA, MO 65753-9455 |
| Transaction Type | Mortgage |
| Record Updated | Apr 07, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 560 COBBLESTONE LN, SPARTA, MO 65753-9455 |
| Document Number | 0202204456 |
|---|---|
| Date | Mar 28, 2022 |
| Book Page | 2022/4456 |
| Instrument | 2022L04500 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Property Address | 560 COBBLESTONE LN, SPARTA, MO 65753-9455 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0202104458 |
|---|---|
| Date | Mar 09, 2021 |
| Book Page | 2021/4458 |
| Instrument | 2021L04488 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 345 Months |
| Due | Dec 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Property Address | 560 COBBLESTONE LN, SPARTA, MO 65753-9455 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Title Company | WACO TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0201703573 |
|---|---|
| Date | Mar 27, 2017 |
| Book Page | 2017/03573 |
| Instrument | 2017L03607 |
| Name | GERSHMAN INVESTMENT CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHESTERFIELD, MO 63017 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Property Address | 560 COBBLESTONE LN, SPARTA, MO 65753-9455 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0201912552 |
|---|---|
| Date | Sep 20, 2019 |
| Book Page | 2019/12552 |
| Instrument | 2019L12679 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | CHESTERFIELD, MO 63005 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Property Address | 560 COBBLESTONE LN, SPARTA, MO 65753-9455 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0202008989 |
|---|---|
| Date | Jun 18, 2020 |
| Book Page | 2020/8989 |
| Instrument | 2020L09071 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | CHESTERFIELD, MO 63005 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Nov 01, 2049 |
Source: Christian County records · Assessment roll updated January 21, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Christian County |
| Municipality | Sparta City |
| Unified School District | Sparta R-III School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,272.00 | $77,730 (+7.26%) | $409,100 (+7.26%) Land $20,000 Building $389,100 |
| 2023 | $72,470 | $381,400 Land $20,000 Building $361,400 |
Source: FEMA National Flood Hazard Layer, Christian County (29043C), updated November 1, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290430204021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Moderate above 50% of the US · above 69% of Missouri |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 198 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Cable | 940 / 35 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| WON Communications Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: White River Valley Electric Cooperative.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | SPARTA PWS serves 1,946 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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