560 Cedar St, Mount Carmel, TN 37645 Property Records

Hawkins County property record for 560 Cedar St, Mount Carmel, TN 37645

Property Summary

Property Type	Single Family Home
Details	1 ba · 864 sqft · built 1955
Lot Size	80 acres (3,484,800 sqft)
Owner	Individual Name on Record
Last Sale	$35,000 (Aug 2002)
Deeds & Mortgages	May 2023 Line of Credit Dec 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`037032D B 02600`

Property Details

APN / Parcel Number

Primary APN	`037032D B 02600`
Alternative APN	`032D B 02600`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1985
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	3,484,800 sqft (80 acres)
Lot Dimensions	249 ft deep x 80 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Enclosed Porch
Porch Area	180 sqft
Deck Area	64 sqft
Utility Building	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	560 CEDAR ST
City	MT CARMEL
State	TN
Zip	37645-3519
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 07, COUNTY AREA: U01
Legal Subdivision	J PERRY MILLER
Legal Block	B
Legal Lot Number	26 80
Jurisdiction	HAWKINS TN
Township / Civil Division	1
Census Block Group	3
Census Block	3012
Census Tract	50602

Owner

Source: Hawkins County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	560 CEDAR ST, MT CARMEL, TN 37645-3519
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2023	Deed of Trust, Mortgage · Line of Credit EASTMAN CU
Dec 4, 2019	Deed of Trust, Mortgage · Line of Credit EASTMAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2002 · Amount on Record
Deed Sale	Aug 20, 2002 · Amount on Record
Prior Sale	Aug 20, 2002 · Amount on Record
Deed Document Number	442108
Deed Book / Page	442 / 108
Last Transfer Date	Jul 1, 2022
Transfer Doc	0RB1468892
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAWKINS TN
Property Address	560 CEDAR ST, MT CARMEL, TN 37645-3519
Transaction Type	Mortgage
Record Updated	May 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	560 CEDAR ST, MOUNT CARMEL, TN 37645-3519

Mortgage

Document Number	0RB1505505
Date	May 2, 2023
Book Page	1505/505
Instrument	23002668

Lender

Name	EASTMAN CU
Type	Credit Union
Address	KINGSPORT, TN 37660

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Apr 27, 2038

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAWKINS TN
Property Address	560 CEDAR ST, MT CARMEL, TN 37645-3519
Document Number	RB1330806
Instrument Date	Dec 4, 2019
Transaction Type	Mortgage
Record Updated	Dec 19, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	560 CEDAR ST MOUNT CARMEL TN 376453519, MOUNT CARMEL, TN 37645-3519

Mortgage

Document Number	RB1330806
Date	Dec 9, 2019
Book Page	001330/000806
Instrument	7634

Lender

Name	EASTMAN CU
Type	Credit Union
Address	KINGSPORT, TN 37660

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 8, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hawkins County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hawkins County
Municipality	Mount Carmel Town
Unified School District	Hawkins County School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$17,475 (-) Land $2,375 Building $15,100
2023	$17,475 Land $2,375 Building $15,100
2021		$69,900 Land $9,500 Building $60,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2010–2019)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Feb 2019 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 57% of Tennessee
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FIRST U.D. OF HAWKINS COUNTY serves 19,972 people · EPA ID TN0000109
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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