560 Carters Ridge Rd, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 560 Carters Ridge Rd, Spruce Pine, NC 28777

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,864 sqft · built 1978
Lot Size	0.92 acres (40,075 sqft)
Owner	Individual Name on Record
Last Sale	$430,000 (Oct 2024)
Tax Bill	$2,060 (2026)
Deeds & Mortgages	Jul 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`0799-03-44-1470`

Property Details

APN / Parcel Number

Primary APN	`0799-03-44-1470`
Alternative APNs	`9901121000` `555783676` `555783774`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,864 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Wood
Lot Area	40,075 sqft (0.92 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	555783774
Street Address	560 CARTERS RIDGE RD
City	SPRUCE PINE
State	NC
Zip	28777-9773
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RED OAK HILLS LTS 30 & 31
Legal Subdivision	RED OAK HILLS SUBDIVISION
Jurisdiction	MITCHELL NC
Township / Civil Division	GRASSY CREEK
Census Block Group	3
Census Block	3029
Census Tract	950400

Owner

Source: Mitchell County records, as of September 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	560 CARTERS RIDGE RD, SPRUCE PINE, NC 28777-9773
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2024 · Amount on Record
Deed Sale	Oct 16, 2024 · Amount on Record
Deed Document Number	20241709
Deed Book / Page	673 / 96
Prior Transfer Date	Jul 6, 2021
Prior Transfer Doc	629/736
Record Updated	Oct 29, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MITCHELL NC
Recording Date	Jul 6, 2021
Property Address	560 CARTERS RIDGE RD, SPRUCE PINE, NC 28777-9773
Document Number	629/736
Book / Page	629 / 736
Instrument Date	Jul 6, 2021
Instrument	2021001445
Transaction Type	Transfer
Record Updated	Sep 10, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	255 MEADOWLARK DR, SPRUCE PINE, NC 28777-8675

Tax Assessment & Valuation

Source: Mitchell County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Mitchell County
Unified School District	Mitchell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,060.00	$321,900 (-) Land $37,500 Building $284,400
2025	$2,060.00 (+1.63%)	$321,900 (-) Land $37,500 Building $284,400
2023	$2,027.00	$321,900 Land $37,500 Building $284,400	$321,900 Land $37,500 Building $284,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SPRUCE PINE serves 5,661 people · EPA ID NC0161010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber · Cable in parts of the area	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20