560 109th Ave N, Naples, FL 34108 Property Records

Collier County property record for 560 109th Ave N, Naples, FL 34108

Property Summary

Property TypeSingle Family Home
Details1,272 sqft · built 1976
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on File
Last Sale$875,000 (Aug 2023)
Tax Bill$7,572 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
Dec 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN511300 78 403A28

Property Details

APN / Parcel Number

Primary APN511300 78 403A28
Alternative APNs
  • 6284880000211960078403
  • 62848800002

Interior

Stories1 Story
Building Area1,272 sqft Living Area
1st Floor Area1,085 sqft

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 2000
Construction TypeMasonry / Concrete Block
Lot Area6,534 sqft (0.15 acres)
Pool Area204 sqft
Deck Area224 sqft

Location & Zoning

Street Address560 109TH AVE N
CityNAPLES
StateFL
Zip34108-1808
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRMF-6
Legal DescriptionNAPLES PARK UNIT 6 BLK 78 LOT 40 OR 814 PG 1120
Legal Range25
Legal Township48
Legal Section28
Legal SubdivisionNAPLES
Legal Tract511300
Legal Block78
Legal Lot Number40
Legal Unit6
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group4
Census Block4005
Census Tract10110

Owner

560 109th Ave N is owned by two individuals who bought it in August 2023.

Source: Collier County records, as of August 25, 2026

Owner of Record2 Individual Names on File
Mailing Address6205 MOUNTAIN BROOK LN, SANDY SPRINGS, GA 30328-3604
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 29, 2023Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC
Dec 31, 2020Warranty Deed, Transfer · Conventional Mortgage
RADIANT FINANCIAL GROUP INC
Jul 11, 2019Warranty Deed, Transfer · Conventional Mortgage
SUNTRUST BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 29, 2023 · Amount on File
Deed SaleAug 29, 2023 · Amount on File
Prior SaleDec 31, 2020 · Amount on File
Deed Document Number20236446989
Deed Book / Page6282 / 3301
Record UpdatedOct 29, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateAug 29, 2023
Property Address560 109TH AVE N, NAPLES, FL 34108-1808
Document Number0062823301
Book / Page6282 / 3301
Map ReferenceMB 3 PG 15
Instrument DateAug 17, 2023
Instrument6446989
Transaction TypeTransfer
Record UpdatedSep 7, 2023
Title CompanyTITLE US LLC, TITLE PLUS LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,125.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address53 OAKHURST RD, HOPKINTON, MA 01748-2721

Transferred To (Grantee/Buyer)

NameVerified Name
Address6205 MOUNTAIN BROOK LN, ATLANTA, GA 30328-3604

Mortgage

Document Number0062823303
DateAug 29, 2023
Instrument6282/3303
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2053

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateDec 31, 2020
Property Address560 109TH AVE N, NAPLES, FL 34108-1808
Document Number0058701479
Book / Page5870 / 1479
Map ReferenceMB 3 PG 15
Instrument DateDec 23, 2020
Instrument5979152
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanyACCOMMODATION

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,710.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address23 HUNTERS RUN, 23, SALEM, NH 03079-3972

Transferred To (Grantee/Buyer)

NameVerified Name
Address53 OAKHURST RD, HOPKINTON, MA 01748-2721

Mortgage

Document Number0058701482
DateDec 31, 2020
Instrument5870/1482
Lender
NameRADIANT FINANCIAL GROUP INC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2051

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateJul 11, 2019
Property Address560 109TH AVE N, NAPLES, FL 34108-1808
Document Number0056510819
Book / Page5651 / 0819
Map ReferenceMB 3 PG 15
Instrument DateJul 1, 2019
Instrument5738042
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanyATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,625.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address560 109TH AVE N, 560, NAPLES, FL 34108-1808

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address23 HUNTERS RUN, SALEM, NH 03079-3972

Mortgage

Document Number0056510821
DateJul 11, 2019
Instrument5651-0821
Lender
NameSUNTRUST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 560 109th Ave N was $7,572.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$594,446 (-21.84%) Land $438,750 Building $155,696$594,446 (-21.84%) Land $438,750 Building $155,696
2025$7,572.00$760,553 Land $526,500 Building $234,053$760,553 Land $526,500 Building $234,053
2023$5,605.00 (+12.84%)$411,303 (+1%)$708,843 (+29.18%) Land $634,500 Building $74,343
2022$4,967.00$373,912$548,716 Land $448,285 Building $100,431

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 560 109th Ave N in Zone X, an area of moderate flood risk, though there have been 35 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 204 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies207 units insured
incl. 3 condo units
Nearby Flood Claims35 (1995–2024)
Claims Outside the SFHA17 of 35
Most Recent ClaimAug 2024 · Hurricane Debby
Claims by Event
  • Hurricane Ian, Sep 2022 · 9 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 560 109th Ave N has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLLIER COUNTY REGIONAL WTP
serves 216,993 people · EPA ID FL5114069
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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