Madison County property record for 56 Willowridge Cir, Jackson, TN 38305
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,529 sqft · built 1981 |
| Lot Size | 0.421 acres (18,346 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $399,000 (Oct 2024) |
| Tax Bill | $2,340 (2022) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 057043P E 02400 |
| Primary APN | 057043P E 02400 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,529 sqft Living Area |
| 1st Floor Area | 1,621 sqft |
| Upper Floors Area | 1,513 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 18,346 sqft |
| Lot Dimensions | 221 ft deep x 83 ft wide |
| Garage Type | Finished |
| Garage Area | 644 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 260 sqft |
| Patio Area | 640 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 56 WILLOWRIDGE CIR |
|---|---|
| City | JACKSON |
| State | TN |
| Zip | 38305-1865 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 05, COUNTY AREA: D49 |
| Legal Subdivision | RAMBLEWOOD ESTATES |
| Legal Block | 5 |
| Legal Lot Number | 213 |
| Jurisdiction | MADISON TN |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 1603 |
Source: Madison County records, as of January 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 56 WILLOWRIDGE CIR, JACKSON, TN 38305-1865 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 11, 2022 | Warranty Deed, Transfer · Conventional Mortgage SIMMONS BANK |
| Mar 25, 2021 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 13, 2019 | Deed of Trust, Mortgage · Line of Credit FIRST TENNESSEE BANK NA |
| Aug 6, 2019 | Warranty Deed, Transfer · FHA Mortgage GUARANTY HOME MORTGAGE CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 17, 2024 · Amount on Record |
| Deed Sale | Oct 17, 2024 · Amount on Record |
| Prior Sale | Apr 11, 2022 · Amount on Record |
| Deed Document Number | 24011119 |
| Deed Book / Page | D786 / 1852 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON TN |
| Recording Date | Apr 11, 2022 |
| Property Address | 56 WILLOWRIDGE CIR, JACKSON, TN 38305-1865 |
| Document Number | 00D770/409 |
| Book / Page | D770 / 409 |
| Instrument Date | Apr 8, 2022 |
| Instrument | 22004648 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,368.63 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 56 WILLOWRIDGE CIR, JACKSON, TN 38305-1865 |
| Document Number | 0022004649 |
|---|---|
| Date | Apr 11, 2022 |
| Instrument | 22004649 |
| Name | SIMMONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON TN |
| Property Address | 56 WILLOWRIDGE CIR, JACKSON, TN 38305-1865 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | T2153/1067 |
|---|---|
| Date | Mar 25, 2021 |
| Book Page | T2153/1067 |
| Instrument | 21004040 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON TN |
| Property Address | 56 WILLOWRIDGE CIR, JACKSON, TN 38305-1865 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 56 WILLOWRIDGE CIR, JACKSON, TN 38305-1865 |
| Document Number | 0000007034 |
|---|---|
| Date | Jun 13, 2019 |
| Book Page | T2097/0626 |
| Instrument | 19007034 |
| Name | FIRST TENNESSEE BANK NA |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38118 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 7, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON TN |
| Recording Date | Aug 6, 2019 |
| Property Address | 56 WILLOWRIDGE CIR, JACKSON, TN 38305-1865 |
| Document Number | 0D752/1887 |
| Book / Page | D752 / 1887 |
| Instrument Date | Jul 26, 2019 |
| Instrument | 19009473 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $838.05 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 56 WILLOWRIDGE CIR, JACKSON, TN 38305-1865 |
| Document Number | 0019009474 |
|---|---|
| Date | Aug 6, 2019 |
| Instrument | 19009474 |
| Name | GUARANTY HOME MORTGAGE CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2049 |
Source: Madison County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Madison County |
| Municipality | Jackson City |
| Unified School District | Jackson-Madison County School System (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $67,150 (-) Land $7,500 Building $59,650 | ||
| 2023 | $67,150 Land $7,500 Building $59,650 | ||
| 2022 | $2,340.00 | $268,600 Land $30,000 Building $238,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2007) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2007 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JACKSON WATER SYSTEM serves 91,111 people · EPA ID TN0000299 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| EPlus Broadband Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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