56 Whitney Ave, Tryon, NC 28782 Property Records

Polk County property record for 56 Whitney Ave, Tryon, NC 28782

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,656 sqft · built 1910
Lot Size	0.42 acres (18,295 sqft)
Owner	Individual Name on Record
Last Sale	$425,000 (Apr 2026)
Tax Bill	$1,722 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit Apr 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T5-A5`

Property Details

APN / Parcel Number

Primary APN	`T5-A5`
Alternative APN	`54969`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	1,656 sqft Finished Area
Basement Area	1,656 sqft
Finished Basement	414 sqft
Unfinished Basement	1,242 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1960
Exterior Material	Vinyl
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Shingle
Lot Area	18,295 sqft (0.42 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	54969
Street Address	56 WHITNEY AVE
City	TRYON
State	NC
Zip	28782-3780
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M
Legal Description	WHITNEY ST, 0T57 TRYON AREA 57
Legal Subdivision	TRYON AREA 57
Jurisdiction	POLK NC
Township / Civil Division	TRYON
Census Block Group	4
Census Block	4025
Census Tract	920304

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	56 WHITNEY AVE, TRYON, NC 28782-3780
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK
Apr 15, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Apr 21, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2026 · Amount on Record
Deed Sale	Apr 15, 2026 · Amount on Record
Prior Sale	Apr 21, 2017 · Amount on Record
Deed Book / Page	499 / 60
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Recording Date	Aug 27, 2026
Property Address	56 WHITNEY AVE, TRYON, NC 28782-3780
Document Number	0501002293
Book / Page	501 / 2293
Instrument Date	Aug 21, 2026
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 WHITNEY AVE, TRYON, NC 28782-3780

Mortgage

Document Number	0501002293,
Date	Aug 27, 2026
Book Page	501/2293

Lender

Name	HOMETRUST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 25, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Apr 15, 2026
Property Address	56 WHITNEY AVE, TRYON, NC 28782-3780
Document Number	0499000060
Book / Page	499 / 60
Instrument Date	Apr 6, 2026
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$85,850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 WHITNEY AVE, TRYON, NC 28782-3780

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Apr 21, 2017
Property Address	56 WHITNEY AVE, TRYON, NC 28782-3780
Document Number	000426/432
Book / Page	426 / 432
Instrument Date	Apr 18, 2017
Instrument	004644810003
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount Recorded
Tax	$2,500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4201 CATHEDRAL AVE NW, 4201, WASHINGTON, DC 20016-4901

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 WHITNEY AVE, TRYON, NC 28782-3780

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Municipality	Tryon Town
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,722.00	$372,160 (-) Land $63,000 Building $309,160	$372,160 (-) Land $63,000 Building $309,160
2025	$1,722.00 (+21.87%)	$372,160 (+50.86%) Land $63,000 Building $309,160	$372,160 (+50.86%) Land $63,000 Building $309,160
2023	$1,413.00	$246,690 Land $35,700 Building $210,990
2021			$246,690 Land $35,700 Building $210,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 65% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF TRYON serves 5,494 people · EPA ID NC0175010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Windstream DSL	200 / 20

May also be available: Pangaea Internet, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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