56 Whitaker Cir, Fairview, NC 28730 Property Records

Buncombe County property record for 56 Whitaker Cir, Fairview, NC 28730

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,240 sqft · built 1981
Lot Size	0.86 acres (37,462 sqft)
Owner	2 Individual Names on File
Last Sale	$172,000 (Feb 2003)
Tax Bill	$1,943 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Nov 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`688280-2020-202`

Property Details

APN / Parcel Number

Primary APN	`688280-2020-202`
Alternative APNs	`9696-43-2721-00000` `969603431642000` `008252171`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,240 sqft Living Area
Gross Area	2,368 sqft
1st Floor Area	1,792 sqft
Upper Floors Area	448 sqft
Basement Area	896 sqft
Finished Basement	896 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2001
Architectural Style	Rustic
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	37,462 sqft (0.86 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	256 sqft
Deck Area	288 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	688280-2020-202
Street Address	56 WHITAKER CIR
City	FAIRVIEW
State	NC
Zip	28730-9643
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OU
Legal Description	SUBDIV: WHITAKER HEIGHTS LOT: PT 17 SECTION: 2 PLAT: 0040-0089
Legal Subdivision	WHITAKER HEIGHTS
Legal Block	2
Legal Lot Number	17
Jurisdiction	BUNCOMBE NC
Township / Civil Division	FAIRVIEW
Census Block Group	2
Census Block	2011
Census Tract	3204

Owner

Source: Buncombe County records · APN 688280-2020-202

Assessment roll updated September 22, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	56 WHITAKER CIR, FAIRVIEW, NC 28730-9643
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2021	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Nov 02, 2021	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Nov 20, 2018	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Oct 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Jan 13, 2020	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Jan 30, 2018	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 28, 2003 · Amount on Record
Deed Sale	Feb 28, 2003 · Amount on Record
Deed Book / Page	3111 / 874
Last Transfer Date	Oct 04, 2011
Transfer Doc	0049310498
Record Updated	Jun 08, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	56 WHITAKER CIR, FAIRVIEW, NC 28730-9643
Transaction Type	Mortgage
Record Updated	Jan 07, 2022
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 WHITAKER CIR, FAIRVIEW, NC 28730-9643

Mortgage

Document Number	0061651782
Date	Dec 28, 2021
Book Page	6165/1782

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	56 WHITAKER CIR, FAIRVIEW, NC 28730-9643
Transaction Type	Mortgage
Record Updated	Nov 12, 2021
Title Company	IDEAL TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0061420562
Date	Nov 02, 2021
Book Page	6142/562

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2051

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	56 WHITAKER CIR, FAIRVIEW, NC 28730-9643
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057211424
Date	Nov 20, 2018
Book Page	5721/1424

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	56 WHITAKER CIR, FAIRVIEW, NC 28730-9643
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058230631
Date	Oct 18, 2019
Book Page	5823/0631

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2049

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	56 WHITAKER CIR, FAIRVIEW, NC 28730-9643
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058531399
Date	Jan 13, 2020
Book Page	5853/1399

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	56 WHITAKER CIR, FAIRVIEW, NC 28730-9643
Document Number	0056331396
Book / Page	005633 / 001396
Instrument Date	Jan 30, 2018
Transaction Type	Mortgage
Record Updated	Feb 09, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	56 WHITAKER CIR FAIRVIEW NC 287309643, FAIRVIEW, NC 28730-9643

Mortgage

Document Number	0056331396
Date	Feb 02, 2018
Book Page	005633/001396

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2048

Tax Assessment & Valuation

Source: Buncombe County records · Assessment roll updated September 22, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,943.00	$275,100 (+0.29%) Land $38,600 Building $236,500	$275,100 (+0.29%) Land $38,600 Building $236,500
2023	$1,763.00	$274,300	$274,300 (-0.29%) Land $37,800 Building $236,500
2021			$275,100 Land $38,600 Building $236,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 9, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	8 (2013–2024)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 4 claims

Wildfire

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 61 locations within half a mile of this property.

Cell Coverage

4G LTE only, no 5G reported

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