Warren County and Harmony Township property record for 56 Wester Rd, Phillipsburg, NJ 08865
| Property Type | Single Family Home |
|---|---|
| Details | 2,026 sqft · built 1979 |
| Lot Size | 3.56 acres (155,074 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $295,000 (Nov 2021) |
| Tax Bill | $8,251 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Nov 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00028-0000-00016-02 |
| Primary APN | 10-00028-0000-00016-02 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,026 sqft Living Area |
| 1st Floor Area | 2,026 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 155,074 sqft |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 1000028000000016B |
|---|---|
| Street Address | 56 WESTER RD |
| City | PHILLIPSBURG |
| State | NJ |
| Zip | 08865-9313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | HARMONY |
| Legal Block | 28 |
| Legal Lot Number | 16.2 |
| Jurisdiction | WARREN NJ |
| Township / Civil Division | HARMONY |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 31800 |
Source: Warren County and Harmony Township records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 56 WESTER RD, PHILLIPSBURG, NJ 08865-9313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 9, 2026 | Deed of Trust, Mortgage · Line of Credit P N C BANK NA |
| Nov 23, 2021 | Deed, Transfer · Conventional Mortgage NEW JERSEY LENDERS CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 23, 2021 · Amount on Record |
| Deed Sale | Nov 23, 2021 · Amount on Record |
| Deed Document Number | 2021565932 |
| Deed Book / Page | 3217 / 70 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN NJ |
| Recording Date | Apr 9, 2026 |
| Property Address | 56 WESTER RD, PHILLIPSBURG, NJ 08865-9313 |
| Document Number | 0000635213 |
| Book / Page | 7886 / 299 |
| Instrument Date | Mar 28, 2026 |
| Instrument | 2026635213 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 56 WESTER RD, PHILLIPSBURG, NJ 08865-9313 |
| Investor | Possibly a Property Investor |
| Document Number | 0000635213, |
|---|---|
| Date | Apr 9, 2026 |
| Book Page | 7886/299 |
| Instrument | 2026635213 |
| Name | P N C BANK NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Apr 15, 2066 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | WARREN NJ |
| Recording Date | Nov 23, 2021 |
| Property Address | 56 WESTER RD, PHILLIPSBURG, NJ 08865-9313 |
| Document Number | 0003217/70 |
| Book / Page | 3217 / 70 |
| Instrument Date | Nov 8, 2021 |
| Instrument | 2021-565932 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2021 |
| Title Company | ATLANTIC VIEW TITLE AGENCY INC, ATLANTIC AMER T&E AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,032.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 304 SPINDLE LN, 304, WEST CHESTER, PA 19380-3871 |
| Name | Verified Name |
|---|---|
| Address | 56 WESTER RD, PHILLIPSBURG, NJ 08865-9313 |
| Document Number | 2021565933 |
|---|---|
| Date | Nov 23, 2021 |
| Instrument | 2021-565933 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
Source: Warren County and Harmony Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Warren County |
| County Subdivision | Harmony Township |
| Unified School District | Harmony Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $309,600 (-) Land $106,000 Building $203,600 | $309,600 (-) Land $106,000 Building $203,600 | |
| 2025 | $8,251.00 (-1.66%) | $309,600 (-) Land $106,000 Building $203,600 | $309,600 (-) Land $106,000 Building $203,600 |
| 2024 | $8,390.00 (+7.72%) | ||
| 2023 | $309,600 Land $106,000 Building $203,600 | $309,600 Land $106,000 Building $203,600 | |
| 2022 | $7,789.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 8 (1996–2023) |
| Claims Outside the SFHA | 2 of 8 |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Service Electric Cable TV Cable | 1,000 / 40 |
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