56 Waterside Way, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 56 Waterside Way, Covington, KY 41017 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1981
Square Footage1,050 sqft Finished Area
Lot Size11,326 sqft (0.26 acres)
OccupancyOwner Occupied
Last Sale$215,000 (2025)
Tax Bill$1,386.00 (2025)

Property Details

APN / Parcel Number

Primary APN045-30-00-143.00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,050 sqft Finished Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1981
Architectural StyleBi-Level Style
Exterior MaterialBrick Exterior
Foundation TypeConcrete Foundation
Lot Area11,326 sqft (0.26 acres)
Depth X Width169 ft x 53 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeBasement Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Old Parcel Number0453000143.00
Street Address56 WATERSIDE WAY
CityCOVINGTON
StateKY
Zip41017-9725
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLAKEWOOD HILLS SEC 10 LOT 228
Legal SubdivisionLAKEWOOD HILLS
Legal Phase10
Legal Lot Number228
JurisdictionKENTON KY
Minor Civil DivisionINDEPENDENCE
Census Blockgroup1
Census Block1000
Census Tract66801

Owner

Source: Kenton County records · APN 045-30-00-143.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address56 WATERSIDE WAY, COVINGTON, KY 41017-9725
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 02, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Aug 26, 2025Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 26, 2025 · Amount on Record
Deed SaleAug 26, 2025 · Amount on Record
Prior SaleMay 24, 2010 · Amount on Record
Deed Doc Number25082605900093
Deed Book / PageKC 359 / 805
Record RefreshedJun 08, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address56 WATERSIDE WAY, COVINGTON, KY 41017-9725
Transaction TypeMortgage
Record UpdatedOct 02, 2025
Title CompanyBOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900182
DateSep 02, 2021
Book Page267/1
Instrument21090205900182
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2051

August 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateAug 26, 2025
Property Address56 WATERSIDE WAY, COVINGTON, KY 41017-9725
Document Number0005900093
Book / PageKC 359 / 805
Map ReferenceMB 21 PG 51
Instrument DateAug 22, 2025
Instrument25082605900093
Transaction TypeTransfer
Record UpdatedOct 02, 2025
Title CompanyUNKNOWN, ATS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address6900 HOPEFUL RD APT 324, 324, FLORENCE, KY 41042-9432

Transferred To (Grantee/Buyer)

NameVerified Name
Address56 WATERSIDE WAY, COVINGTON, KY 41017-9725

Mortgage

Document Number0005900094
DateAug 26, 2025
Instrument25082605900094
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2055

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,386.00 (-5.2%) Homeowner's exemption$189,000 (-) Land $10,000 Building $179,000$189,000 (-) Land $10,000 Building $179,000
2024$1,462.00 (-3.82%) Homeowner's exemption$189,000 (-) Land $10,000 Building $179,000$189,000 (-) Land $10,000 Building $179,000
2023$1,520.00 (-6.23%) Homeowner's exemption$189,000 (-) Land $10,000 Building $179,000$189,000 (-) Land $10,000 Building $179,000
2022$1,621.00 Homeowner's exemption$189,000 Land $10,000 Building $179,000$189,000 Land $10,000 Building $179,000

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