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56 Water St, Fall River, MA 02721 Property Records

Bristol County and Fall River City property record for 56 Water St, Fall River, MA 02721

Property Summary

Property TypeRestaurant
Details2.5 ba · 8,515 sqft · built 1937
Lot Size0.396 acres (17,245 sqft)
OwnerCompany Name on File
Last Sale$1,200,000 (Mar 2023)
Tax Bill$25,679 (2026)
Deeds & MortgagesJun 2025 Mortgage
Mar 2023 Mortgage
+ 2 more
Flood ZoneZone VE (high risk)
APNFALL M:0N-16 B:0000 L:0011

Property Details

APN / Parcel Number

Primary APNFALL M:0N-16 B:0000 L:0011
Alternative APN
  • M:0N=16 B:0000 L:0011

Interior

Full Baths2.5 Baths
Half Baths5 Half Baths
Stories2 Stories
Building Area8,515 sqft Total Area
Gross Area15,338 sqft
Basement Area6,400 sqft
Unfinished Basement6,400 sqft

Exterior

Year BuiltBuilt 1937
Effective Year BuiltEffective 1937
Exterior MaterialBrick
Construction TypeFrame
Roof TypeFlat
Roof MaterialTar & Gravel
Lot Area17,245 sqft (0.396 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address56 WATER ST
CityFALL RIVER
StateMA
Zip02721-1542
Property CategoryCommercial
Property TypeCommercial > Retail > Restaurant
Local Zoning CodeIND
Legal Lot Number11
JurisdictionFALL RIVER MA
Township / Civil DivisionFALL RIVER
Census Block Group1
Census Block1003
Census Tract641000

Owner

56 Water St, a commercial property, is owned by a company that bought it in March 2023.

Source: Bristol County and Fall River City records, as of October 20, 2026

Owner of RecordCompany Name on File
Mailing Address146 LINDEN ST, FALL RIVER, MA 02720-5048
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 20, 2025Deed of Trust, Mortgage
FALL RIVER FIVE CENTS SAVINGS BANK
Mar 24, 2023Deed of Trust, Mortgage · Commercial Mortgage
JOBS FOR FALL RIVER
Mar 24, 2023Quit Claim Deed, Transfer · Stand-Alone First Mortgage
FALL RIVER FIVE CENTS SAVINGS BANK
Jan 6, 2023Redemption Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 24, 2023 · Amount on File
Deed SaleMar 24, 2023 · Amount on File
Prior SaleSep 19, 2003 · Amount on File
Deed Document Number20234334
Deed Book / Page11256 / 241
Record UpdatedOct 29, 2026

June 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFALL RIVER MA
Property Address56 WATER ST, FALL RIVER, MA 02721-1542
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number011808-282
DateJun 20, 2025
Book Page11808/282
Instrument8623
Lender
NameFALL RIVER FIVE CENTS SAVINGS BANK
TypeBank
Agreement
AmountAmount on Record

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFALL RIVER MA
Property Address56 WATER ST, FALL RIVER, MA 02721-1542
Transaction TypeMortgage
Record UpdatedNov 17, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0011257-20
DateMar 24, 2023
Book Page11257/20
Instrument4343
Lender
NameJOBS FOR FALL RIVER
Agreement
TypeCommercial Mortgage
AmountAmount on Record

March 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFALL RIVER MA
Recording DateMar 24, 2023
Property Address56 WATER ST, FALL RIVER, MA 02721-1542
Document Number011256-241
Book / Page11256 / 241
Instrument DateMar 24, 2023
Instrument4334
Transaction TypeTransfer
Record UpdatedApr 7, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address146 LINDEN ST, FALL RIVER, MA 02720-5048

Mortgage

Document Number0000004336
DateMar 24, 2023
Instrument4336
Lender
NameFALL RIVER FIVE CENTS SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Mortgage

Document Number011256-304
DateMar 24, 2023
Book Page11256/304
Instrument4340
Lender
NameJOBS FOR FALL RIVER
Agreement
TypeCommercial Mortgage
AmountAmount on Record

January 2023: Redemption Deed, Transfer

Document TypeRedemption Deed
JurisdictionFALL RIVER MA
Recording DateJan 6, 2023
Property Address56 WATER ST, FALL RIVER, MA 02721-1542
Document Number011204-316
Book / Page11204 / 316
Instrument DateJan 6, 2023
Instrument231
Transaction TypeTransfer
Record UpdatedJan 20, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

The 2026 property tax bill for 56 Water St was $25,679, up 56.3% from the year before.

Source: Bristol County and Fall River City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBristol County
MunicipalityFall River City
Unified School DistrictFall River School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$25,679.00 (+56.28%)$1,089,000 (+57.94%) Land $170,600 Building $918,400
2025$16,431.00 (+5.62%)$689,500 (+6.11%) Land $170,600 Building $518,900
2024$15,556.00 (-6.06%)$649,800 (+1.09%) Land $162,700 Building $487,100
2023$16,559.00$642,800 Land $167,200 Building $475,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 56 Water St in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation17.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims2 (1991)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 1991 · Hurricane Bob
Claims by Event
  • Hurricane Bob, Aug 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 56 Water St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFALL RIVER WATER DEPARTMENT
serves 94,000 people · EPA ID MA4095000
Water SourceSurface water
Last State InspectionJan 2025
Lead12 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

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