Sagadahoc County and Topsham Town property record for 56 Ward Rd, Topsham, ME 04086
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,310 sqft · built 1995 |
| Lot Size | 4.83 acres (210,395 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,898 (2025) |
| Deeds & Mortgages | Oct 2021 Refinance Mar 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | TOPM M:R07 L:009-D |
| Primary APN | TOPM M:R07 L:009-D |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,310 sqft Living Area |
| Gross Area | 3,060 sqft |
| 1st Floor Area | 1,310 sqft |
| Basement Area | 1,269 sqft |
| Unfinished Basement | 1,269 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 210,395 sqft (4.83 acres) |
| Pool Type | Spa / Hot Tub (No Pool) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 2941 |
|---|---|
| Street Address | 56 WARD RD |
| City | TOPSHAM |
| State | ME |
| Zip | 04086-6007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NO |
| Legal Lot Number | 9-D |
| Jurisdiction | TOPSHAM ME |
| Township / Civil Division | TOPSHAM |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 970301 |
56 Ward Rd is owned and occupied by an individual.
Source: Sagadahoc County and Topsham Town records, as of July 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 56 WARD RD, TOPSHAM, ME 04086-6007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 13, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK |
| Mar 12, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TOPSHAM ME |
| Property Address | 56 WARD RD, TOPSHAM, ME 04086-6007 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 8884 |
|---|---|
| Date | Oct 13, 2021 |
| Instrument | 2021R-08884 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Nov 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TOPSHAM ME |
| Property Address | 56 WARD RD, TOPSHAM, ME 04086-6007 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2109 |
|---|---|
| Date | Mar 12, 2021 |
| Instrument | 2021R-02109 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Apr 1, 2046 |
The 2025 property tax bill for 56 Ward Rd was $5,898.
Source: Sagadahoc County and Topsham Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Sagadahoc County |
| County Subdivision | Topsham Town |
| Unified School District | School Administrative District 75 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,898.00 | $460,800 Land $79,500 Building $381,300 |
| 2023 | $5,484.00 (+5.4%) | $403,800 (+11.92%) Land $71,600 Building $332,200 |
| 2022 | $5,203.00 | $360,800 Land $69,400 Building $291,400 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 56 Ward Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 56 Ward Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
5G (outdoors only) and 4G LTE
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