56 W Ruby Ave, Palisades Park, NJ 07650 Property Records

Bergen County and Palisades Park Borough property record for 56 W Ruby Ave, Palisades Park, NJ 07650

Property Summary

Property Type	Single Family Home
Details	2,880 sqft · built 2019
Lot Size	0.087 acres (3,798 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,640,000 (Aug 2022)
Tax Bill	$22,343 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`45-00617-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`45-00617-0000-00006`
Alternative APNs	`450061700006` `123170`

Interior

Stories	2 Stories
Building Area	2,880 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick
Construction Type	Brick
Lot Area	3,798 sqft (0.087 acres)
Lot Dimensions	100 ft deep x 38 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	123170
Street Address	56 W RUBY AVE
City	PALISADES PARK
State	NJ
Zip	07650-1009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA
Legal Description	LPT,72 38X100
Legal Subdivision	GRANTWOOD REALTY CO
Legal Block	617
Legal Lot Number	6
Jurisdiction	BERGEN NJ
Township / Civil Division	PALISADES PARK
Census Block Group	3
Census Block	3009
Census Tract	41301

Owner

Source: Bergen County and Palisades Park Borough records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	56 W RUBY AVE, PALISADES PARK, NJ 07650-1009
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2022	Deed, Transfer · Conventional Mortgage WOORI AMERICA BANK
Mar 24, 2021	Deed, Transfer · Conventional Mortgage WOORI AMERICA BANK
Nov 5, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2022 · Amount on Record
Deed Sale	Aug 26, 2022 · Amount on Record
Prior Sale	Mar 24, 2021 · Amount on Record
Deed Document Number	202285131
Deed Book / Page	4788 / 805
Record Updated	Oct 29, 2026

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Aug 26, 2022
Property Address	56 W RUBY AVE, PALISADES PARK, NJ 07650-1009
Document Number	0047880805
Book / Page	4788 / 805
Instrument Date	Aug 5, 2022
Instrument	2022085131
Transaction Type	Transfer
Record Updated	Oct 3, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$25,427.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	36 BRINKERHOFF TER # 1, 36, PALISADES PARK, NJ 07650-1102

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 W RUBY AVE, PALISADES PARK, NJ 07650-1009

Mortgage

Document Number	2022085132
Date	Aug 26, 2022
Instrument	2022085132

Lender

Name	WOORI AMERICA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Sep 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.87%
Index	1-Year CMT
Max Rate	8.87%

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Mar 24, 2021
Property Address	56 W RUBY AVE, PALISADES PARK, NJ 07650-1009
Document Number	0040331608
Book / Page	4033 / 1608
Instrument Date	Nov 23, 2020
Instrument	2021042523
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	TERRA TITLE AND ESCROW INC, TERRA TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$29,520.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1214 ANDERSON AVE, 1214, FORT LEE, NJ 07024-1713

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 W RUBY AVE, PALISADES PARK, NJ 07650-1009

Mortgage

Document Number	2021042524
Date	Mar 24, 2021
Instrument	2021042524

Lender

Name	WOORI AMERICA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Dec 1, 2050

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERGEN NJ
Recording Date	Nov 5, 2019
Property Address	56 W RUBY AVE, PALISADES PARK, NJ 07650-1009
Document Number	0033981542
Book / Page	003398 / 001542
Instrument Date	Oct 2, 2019
Instrument	75249
Transaction Type	Transfer
Record Updated	Nov 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$475.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1214 ANDERSON AVE PALISADES PARK NJ 07650, PALISADES PARK, NJ 07650

Tax Assessment & Valuation

Source: Bergen County and Palisades Park Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Palisades Park Borough
Unified School District	Palisades Park Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,660,400 (+8.72%) Land $454,900 Building $1,205,500	$1,660,400 (+8.72%) Land $454,900 Building $1,205,500
2025	$22,343.00 (+4.99%)	$1,527,200 (+8.67%) Land $427,300 Building $1,099,900	$1,527,200 (+8.67%) Land $427,300 Building $1,099,900
2024	$21,281.00 (+17.08%)
2023		$1,405,400 Land $393,400 Building $1,012,000	$1,405,400 Land $393,400 Building $1,012,000
2022	$18,177.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	10 (1990–2009)
Most Recent Claim	Dec 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 906 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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