56 W 21st St, Merced, CA 95340 Property Records

Merced County property record for 56 W 21st St, Merced, CA 95340

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,360 sqft · built 1910
Lot Size0.172 acres (7,500 sqft)
Owner2 Individual Names on File
Last Sale$75,000 (Jun 2011)
Tax Bill$1,001 (2025)
Deeds & MortgagesFeb 2023 Mortgage
Flood ZoneZone AO (high risk)
APN030-294-002-000

Property Details

APN / Parcel Number

Primary APN030-294-002-000
Alternative APN
  • 030-294-002

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,360 sqft Living Area
1st Floor Area1,360 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1954
Construction TypeWood
Roof MaterialOther
Lot Area7,500 sqft (0.172 acres)
PorchPorch
Porch Area107 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number030-294-002
Street Address56 W 21ST ST
CityMERCED
StateCA
Zip95340-3905
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionMERCED LOTS 13&14 BLK 112
Legal SubdivisionMERCED
Legal Block112
Legal Lot Number13,14
JurisdictionMERCED CA
Township / Civil DivisionMERCED
Census Block Group2
Census Block2025
Census Tract1302

Owner

56 W 21st St is owned and occupied by two individuals who bought it in June 2011.

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address56 W 21ST ST, MERCED, CA 95340-3905
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 29, 2011 · Amount on File
Deed SaleJun 29, 2011 · Amount on File
Prior SaleAug 27, 2010 · Amount on File
Deed Document Number201123469
Prior Transfer DateMar 14, 2007
Prior Transfer Doc0000017959
Record UpdatedOct 29, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Property Address56 W 21ST ST, MERCED, CA 95340-3905
Transaction TypeMortgage
Record UpdatedApr 4, 2023
Title CompanyTRANSCOUNTY TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address56W 21ST ST, MERCED, CA 95340-3905

Mortgage

Document Number0000004347
DateFeb 27, 2023
Instrument2023004347
Lender
NameEQUITY PRIME MORTGAGE LLC
TypeMortgage Company
AddressATLANTA, GA 30328
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 56 W 21st St was $1,001 with a homeowner's exemption.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
MunicipalityMerced City
Elementary School DistrictMerced City Elementary School District (KG - 08)
Secondary School DistrictMerced Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$97,997 (+2%) Land $13,062 Building $84,935
2025$1,001.00 Homeowner's exemption$96,076 Land $12,806 Building $83,270
2023$931.00 (+1.64%) Homeowner's exemption$92,347 Land $12,309 Building $80,038
2022$916.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 56 W 21st St in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AO
high risk · sheet flow 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 58 policies
Nearby Flood Policies58 in force
Nearby Flood Claims1 (1998)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 56 W 21st St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MERCED
serves 96,073 people · EPA ID CA2410009
Water SourceGroundwater
Last State InspectionSep 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
Cal.net
Fixed Wireless
100 / 20

May also be available: AT&T, Ayera Technologies, GeoLinks, T-Mobile, Verizon.

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