56 Victoria Sq, Frederick, MD 21702 Property Records

Frederick County property record for 56 Victoria Sq, Frederick, MD 21702

Property Summary

Property TypeTownhouse
Details3 ba · 1,836 sqft · built 1989
Lot Size0.034 acres (1,458 sqft)
Owner2 Individual Names on File
Last Sale$365,000 (Sep 2026)
Tax Bill$5,615 (2025)
Deeds & MortgagesOct 2026 Mortgage
Sep 2026 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN02-151219

Property Details

APN / Parcel Number

Primary APN02-151219
Alternative APNs
  • 2151219
  • 151219

Interior

Full Baths3 Baths
Half Baths2 Half Baths
Stories3 Stories
Building Area1,836 sqft Living Area
Gross Area2,056 sqft
1st Floor Area612 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleTownhouse
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area1,458 sqft (0.034 acres)
Garage TypeAttached
Garage Area220 sqft
Parking Spaces1 Parking Space
Deck Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal

Location & Zoning

Account Number151219
Street Address56 VICTORIA SQ
CityFREDERICK
StateMD
Zip21702-1149
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR16
Legal DescriptionLT 6 SEC 4 PLAT 2 BLK E - 1458 SQ FT WILLOWCREST TOWNHOUSES
Legal SubdivisionWILLOWCREST TWNHS
Legal BlockE
Legal Lot Number6
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group2
Census Block2000
Census Tract750508

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

56 Victoria Sq, a townhouse, is owned and occupied by two individuals who bought it in September 2026.

Source: Frederick County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address56 VICTORIA SQ, FREDERICK, MD 21702-1149
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 9, 2026Deed of Trust, Mortgage · Conventional Mortgage
TOWNEBANK MORTGAGE
Sep 9, 2026Deed, Transfer · Conventional Mortgage
TOWNEBANK MORTGAGE
Sep 28, 2026Deed of Trust, Mortgage · Conventional Mortgage
DEPARTMENT OF HOUSING AND COM
Apr 19, 2017Grant Deed, Transfer · Conventional with PMI
RESIDENTIAL MTG SVC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 9, 2026 · Amount on File
Deed SaleSep 9, 2026 · Amount on File
Prior SaleApr 19, 2017 · Amount on File
Deed Book / Page18041 / 198
Record UpdatedOct 29, 2026

October 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Recording DateOct 9, 2026
Property Address56 VICTORIA SQ, FREDERICK, MD 21702-1149
Document Number1807000477
Book / Page18079 / 477
Instrument DateJul 10, 2026
Transaction TypeMortgage
Record UpdatedOct 20, 2026
Title CompanyHUTTON PATT TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1807000477,
DateOct 9, 2026
Book Page18079/477
Lender
NameTOWNEBANK MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2056
Interest
Max Rate-1%

September 2026: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateSep 9, 2026
Property Address56 VICTORIA SQ, FREDERICK, MD 21702-1149
Document Number1804000198
Book / Page18041 / 198
Instrument DateJul 10, 2026
Transaction TypeTransfer
Record UpdatedSep 17, 2026
Title CompanyHUTTON PATT TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$368,650.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address56 VICTORIA SQ, FREDERICK, MD 21702-1149

Mortgage

Document Number1804000210,
DateSep 9, 2026
Book Page18041/210
Lender
NameTOWNEBANK MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

Mortgage

Document Number1804000232,
DateSep 9, 2026
Book Page18041/232
Lender
NameDEPARTMENT OF HOUSING AND COM
Agreement
AmountAmount on Record
Interest
Max Rate-1%

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Recording DateSep 28, 2026
Property Address56 VICTORIA SQ, FREDERICK, MD 21702-1149
Document Number1806000068
Book / Page18064 / 68
Instrument DateJul 10, 2026
Transaction TypeMortgage
Record UpdatedOct 9, 2026
Title CompanyHUTTON PATT TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address56 VICTORIA SQ, FREDERICK, MD 21702-1149

Mortgage

Document Number1806000068,
DateSep 28, 2026
Book Page18064/68
Lender
NameDEPARTMENT OF HOUSING AND COM
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
Interest
Max Rate-1%

April 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateApr 19, 2017
Property Address56 VICTORIA SQ, FREDERICK, MD 21702-1149
Document Number0117730440
Book / Page011773 / 000440
Instrument DateMar 22, 2017
Transaction TypeTransfer
Record UpdatedJul 20, 2017
Title CompanyCERTIFIED TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$225.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address56 VICTORIA SQ FREDERICK MD 217021149, FREDERICK, MD 21702-1149

Mortgage

Document Number117730449
DateApr 19, 2017
Book Page011773/000449
Lender
NameRESIDENTIAL MTG SVC
TypeMortgage Company
AddressSOUTH PORTLAND, ME 04106
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueApr 18, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 56 Victoria Sq was $5,615, up 10.2% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$320,067 (+5.7%)$354,600 (+17.11%) Land $90,000 Building $264,600
2025$5,615.00 (+10.23%)$302,800 Land $65,000 Building $237,800$302,800 Land $65,000 Building $237,800
2024$5,094.00 (+14.06%)
2023$4,466.00$243,533$302,800 Land $65,000 Building $237,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 56 Victoria Sq in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 56 Victoria Sq is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FREDERICK
serves 54,000 people · EPA ID MD0100015
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: Glo Fiber, T-Mobile, Verizon.

Nearby Properties on Victoria Sq

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