56 Thompson Cove Rd, Clyde, NC 28721 Property Records

Haywood County property record for 56 Thompson Cove Rd, Clyde, NC 28721 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,508 sqft · built 1960
Lot Size	0.53 acres (23,087 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (Dec 2023)
Tax Bill	$782 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`8637-82-4929`

Property Details

APN / Parcel Number

Primary APN	`8637-82-4929`
Alternative APNs	`148035` `281711`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,508 sqft Heated Area
Gross Area	2,294 sqft
1st Floor Area	1,508 sqft
Basement Area	1,508 sqft
Unfinished Basement	1,508 sqft
Utility Area	48 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Material	Asphalt
Lot Area	23,087 sqft (0.53 acres)
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	281711
Street Address	56 THOMPSON COVE RD
City	CLYDE
State	NC
Zip	28721-8606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#8 LAKE VIEW ESTATE
Legal Subdivision	LAKE VIEW ESTATE
Legal Unit	8
Jurisdiction	HAYWOOD NC
Township / Civil Division	CLYDE
Census Block Group	1
Census Block	1058
Census Tract	920501

Owner

Source: Haywood County records · APN 8637-82-4929

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	56 THOMPSON COVE RD, CLYDE, NC 28721-8606
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 08, 2023 · Amount on Record
Deed Sale	Dec 08, 2023 · Amount on Record
Prior Sale	Aug 16, 2002
Deed Document Number	202310610
Deed Book / Page	1099 / 812
Record Updated	Sep 20, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Dec 08, 2023
Property Address	56 THOMPSON COVE RD, CLYDE, NC 28721-8606
Document Number	0010990812
Book / Page	1099 / 812
Map Reference	MB G PG 69
Instrument Date	Dec 08, 2023
Instrument	2023010610
Transaction Type	Transfer
Record Updated	Dec 26, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$680.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	241 SUN CREST DR, FLORENCE, AL 35633-7736

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	56 THOMPSON COVE RD, CLYDE, NC 28721-8606

Mortgage

Document Number	2023010611
Date	Dec 08, 2023
Instrument	2023010611

Lender

Name	CHAMPION CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 01, 2029
Change Frequency	Annually
Min Rate At Change	6.5%
Max Rate At Change	7.5%
Index	1-Year CMT
Max Rate	12.5%

Tax Assessment & Valuation

Source: Haywood County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Municipality	Clyde Town
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$95,900 (-42.23%) Land $20,400 Building $75,500
2025	$782.00		$95,900 (-42.23%) Land $20,400 Building $75,500
2023		$166,000 Land $20,400 Building $145,600	$166,000 (-) Land $20,400 Building $145,600
2021			$166,000 Land $20,400 Building $145,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Haywood County (37087C), updated December 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370879205011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Nearby Flood Policies	10 in force
Nearby Flood Claims	10 (2021–2024)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Sep 2024, river or lake flooding, Tropical Storm Helene
Claims By Storm	Tropical Storm Helene, Sep 2024 · 8 claims Remnants Of Tropical Storm Fred, Aug 2021 · 2 claims

Wildfire

Wildfire Risk	Low above 36% of the US · above 51% of North Carolina
Wildfire Likelihood	About 1 in 2,128 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 92 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Skyrunner	Fixed Wireless (unlicensed)	500 / 250
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.