56 The Rapids, Sapphire, NC 28774 Property Records

Transylvania County property record for 56 The Rapids, Sapphire, NC 28774

Property Summary

Property Type	Commercial
Details	4 bd · 5 ba · 6,195 sqft · built 1994
Lot Size	2.02 acres (87,991 sqft)
Owner	Individual Name on File
Last Sale	$1,545,000 (Nov 2005)
Tax Bill	$10,400 (2026)
Deeds & Mortgages	Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8501-59-7028-000`

Property Details

APN / Parcel Number

Primary APN	`8501-59-7028-000`
Alternative APN	`70108770`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Building Area	6,195 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1995
Exterior Material	Wood Siding
Roof Type	Cathedral/Clerestory
Roof Material	Wood Shingle
Lot Area	87,991 sqft (2.02 acres)
View / Lot	Waterfront

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	70108770
Street Address	56 THE RPDS
City	SAPPHIRE
State	NC
Zip	28774-9580
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	L3&4R THE RAPIDS ROAD 2.02
Legal Subdivision	THE RAPIDS SUBDIVISION
Jurisdiction	TRANSYLVANIA NC
Township / Civil Division	HOGBACK
Census Block Group	1
Census Block	1031
Census Tract	960601

Owner

56 The Rapids, a commercial property, is owned by an individual who bought it in November 2005.

Source: Transylvania County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	18081 SE COUNTRY CLUB DR, JUPITER, FL 33469-1276
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2005 · Amount on File
Deed Sale	Nov 29, 2005 · Amount on File
Prior Sale	Oct 1, 1991 · Amount on File
Deed Document Number	200516845
Deed Book / Page	320 / 641
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRANSYLVANIA NC
Property Address	56 THE RPDS, SAPPHIRE, NC 28774-9580
Document Number	0008460529
Instrument Date	Jun 25, 2018
Transaction Type	Mortgage
Record Updated	Jul 31, 2018
Title Company	LENDERLIVE SETTLEMENT SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 THE RPDS SAPPHIRE NC 287749580, SAPPHIRE, NC 28774-9580

Mortgage

Document Number	0008460529
Date	Jun 29, 2018
Book Page	000846/000529
Instrument	3177

Lender

Name	GREAT LAKES CU
Type	Credit Union
Address	BANNOCKBURN, IL 60015

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 28, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 56 The Rapids was $10,400.

Source: Transylvania County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Transylvania County
Unified School District	Transylvania County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,400.00	$2,164,580 (-) Land $247,450 Building $1,917,130	$2,164,580 (-) Land $247,450 Building $1,917,130
2025	$10,400.00	$2,164,580 Land $247,450 Building $1,917,130	$2,164,580 Land $247,450 Building $1,917,130
2023	$8,934.00	$1,357,190 Land $250,000 Building $1,107,190	$1,357,190 Land $250,000 Building $1,107,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 56 The Rapids in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 26, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 56 The Rapids is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable	2,000 / 200
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on The Rapids

Nearby Streets

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