56 Summit Pointe Ct, Saint Charles, MO 63301 Property Records

St. Charles County property record for 56 Summit Pointe Ct, Saint Charles, MO 63301 · Last verified March 2026

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 1,490 sqft · built 1998
Lot Size	0.069 acres (3,049 sqft)
Owner	Individual Name on File
Tax Bill	$3,367 (2025)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T990700008`

Property Details

APN / Parcel Number

Primary APN	`T990700008`
Alternative APN	`6-0001-8018-00-008B.0000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,490 sqft Living Area
1st Floor Area	1,490 sqft
Basement Area	1,428 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Architectural Style	Spanish
Exterior Material	Brick/Stone
Lot Area	3,049 sqft (0.069 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	42 sqft
Patio Area	128 sqft

Location & Zoning

Account Number	T990700008
Old Parcel Number	T990700008
Street Address	56 SUMMIT POINTE CT
City	SAINT CHARLES
State	MO
Zip	63301-0583
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	VILLAS AT SUMMIT PT #1 RESUB 8 UNIT 8B
Legal Range	05E
Legal Township	47N
Legal Subdivision	VILLAS AT SUMMIT POINTE #1 RESUB 8
Legal Lot Number	8B
Legal Unit	8B
Jurisdiction	ST CHARLES MO
Township / Civil Division	RIVERS
Census Block Group	2
Census Block	2002
Census Tract	310301

Owner

Source: St. Charles County records · APN T990700008

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	56 SUMMIT POINTE CT, SAINT CHARLES, MO 63301-0583
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 19, 2003
Deed Sale	Sep 19, 2003
Prior Sale	Sep 19, 2003 · Amount on Record
Deed Document Number	0036491145
Last Transfer Date	Nov 16, 2021
Transfer Doc	0000094170
Record Updated	Jun 08, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Nov 16, 2021
Property Address	56 SUMMIT POINTE CT, SAINT CHARLES, MO 63301-0583
Document Number	2021R094170
Map Reference	MB 35 PG 123
Instrument Date	Nov 08, 2021
Instrument	2021R-094170
Transaction Type	Transfer
Record Updated	Dec 01, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 SUMMIT POINTE CT, SAINT CHARLES, MO 63301-0583

Mortgage

Document Number	2021R094171
Date	Nov 16, 2021
Instrument	2021R-094171

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,367.00 (+32.66%)	$53,722 (+14.18%)	$282,748 (+14.18%)
2023		$47,051 (+27.66%)
2022	$2,538.00	$36,856	$247,639 (+27.66%) Building $247,639
2021			$193,980

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833103012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force 2 of 2 on primary residences
Nearby Flood Claims	75 (1979–2015)
Claims Outside the SFHA	1 of 75
Most Recent Claim	Dec 2015, rainfall accumulation, Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Flood Events	Flooding (Jun 2011), 3 claims Severe Storms And Flooding (Jul 2008), 2 claims Severe Storms & Flooding (Aug 1993), 25 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.