Middlesex County and Acton Town property record for 56 Summer St, Acton, MA 01720
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,920 sqft · built 1920 |
| Lot Size | 0.741 acres (32,258 sqft) |
| Owner | Individual Name on File |
| Last Sale | $675,000 (Aug 2021) |
| Tax Bill | $10,429 (2025) |
| Deeds & Mortgages | Jun 2021 Refinance Aug 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ACTO M:00F1 B:0189 L:0000 |
| Primary APN | ACTO M:00F1 B:0189 L:0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,920 sqft Living Area |
| Gross Area | 3,002 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 32,258 sqft (0.741 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 56 SUMMER ST |
|---|---|
| City | ACTON |
| State | MA |
| Zip | 01720-2221 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 189 |
| Jurisdiction | ACTON MA |
| Township / Civil Division | ACTON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 363201 |
Source: Middlesex County and Acton Town records · APN ACTO M:00F1 B:0189 L:0000
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 56 SUMMER ST, ACTON, MA 01720-2221 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 16, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance DIGITAL FCU |
| Aug 30, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Aug 30, 2021 | Redemption Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 30, 2021 · Amount on Record |
| Deed Sale | Aug 30, 2021 · Amount on Record |
| Deed Document Number | 2021193717 |
| Deed Book / Page | 78583 / 489 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 56 SUMMER ST, ACTON, MA 01720-2221 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 078024-526 |
|---|---|
| Date | Jun 16, 2021 |
| Book Page | 78024/526 |
| Instrument | 135829 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Jul 01, 2061 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ACTON MA |
| Recording Date | Aug 30, 2021 |
| Property Address | 56 SUMMER ST, ACTON, MA 01720-2221 |
| Document Number | 78583-489 |
| Book / Page | 78583 / 489 |
| Instrument Date | Aug 30, 2021 |
| Instrument | 193717 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 56 SUMMER ST, ACTON, MA 01720-2221 |
| Document Number | 193718 |
|---|---|
| Date | Aug 30, 2021 |
| Instrument | 193718 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Redemption Deed |
|---|---|
| Jurisdiction | ACTON MA |
| Recording Date | Aug 30, 2021 |
| Property Address | 56 SUMMER ST, ACTON, MA 01720-2221 |
| Document Number | 78583-483 |
| Book / Page | 78583 / 483 |
| Instrument Date | Aug 19, 2021 |
| Instrument | 193714 |
| Transaction Type | Transfer |
| Record Updated | Sep 02, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Middlesex County and Acton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Acton Town |
| Unified School District | Acton-Boxborough Regional School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,429.00 (+6.43%) | $608,100 (+3.45%) Land $281,900 Building $326,200 | $814,815 (+4.56%) |
| 2024 | $9,799.00 (+2.65%) | $587,800 (+8.13%) Land $281,900 Building $305,900 | $779,285 |
| 2023 | $9,546.00 | $543,600 Land $256,500 Building $287,100 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173632012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 195 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber | 980 / 880 |
May also be available: T-Mobile USA.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | ACTON WATER SUPPLY DISTRICT serves 21,285 people |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Oct 2024 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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