56 Star Dr, Leicester, NC 28748 Property Records

Buncombe County property record for 56 Star Dr, Leicester, NC 28748

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,959 sqft · built 1977
Lot Size	3.65 acres (158,994 sqft)
Owner	Individual Name on File
Last Sale	$705,000 (Nov 2023)
Tax Bill	$2,122 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Sep 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9702-20-9786-00000`

Property Details

APN / Parcel Number

Primary APN	`9702-20-9786-00000`
Alternative APN	`970200209660000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,959 sqft Living Area
Gross Area	2,544 sqft
1st Floor Area	976 sqft
2nd Floor Area	592 sqft
Basement Area	724 sqft
Finished Basement	471 sqft
Unfinished Basement	253 sqft
Flooring	Carpet
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Architectural Style	Contemporary
Exterior Material	Wood
Roof Type	Flat
Roof Material	Metal
Lot Area	158,994 sqft (3.65 acres)
Terrain	Rolling

Exterior Amenities

Porch	Porch
Porch Area	264 sqft
Deck Area	90 sqft
Patio Area	600 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	970200209660000
Street Address	56 STAR DR
City	LEICESTER
State	NC
Zip	28748-6305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DEED DATE: 2023-11-13 DEE
Legal Description	DEED DATE: 2023-11-13 DEED: 6364-1804 SUBDIV: GEORGE J GERUKOS & ANNA D BLOCK: LOT: 4 SECTION: PLAT: 0043-0141
Legal Subdivision	GEORGE J GERUKOS AND ANNA D
Legal Lot Number	4
Jurisdiction	BUNCOMBE NC
Township / Civil Division	LEICESTER
Census Block Group	4
Census Block	4020
Census Tract	2604

Owner

56 Star Dr is owned and occupied by an individual who bought it in November 2023.

Source: Buncombe County records, as of September 24, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	56 STAR DR, LEICESTER, NC 28748-6305
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2023	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Sep 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Sep 17, 2018	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2023 · Amount on File
Deed Sale	Nov 13, 2023 · Amount on File
Deed Document Number	0063641804
Deed Book / Page	6364 / 1804
Record Updated	Jun 8, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Nov 13, 2023
Property Address	56 STAR DR, LEICESTER, NC 28748-6305
Document Number	0063641804
Book / Page	6364 / 1804
Map Reference	MB 43 PG 141
Instrument Date	Nov 9, 2023
Transaction Type	Transfer
Record Updated	Nov 23, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,410.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	171 OLD NC 20 HWY, ALEXANDER, NC 28701-9115

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 STAR DR, LEICESTER, NC 28748-6305

Mortgage

Document Number	0063641807
Date	Nov 13, 2023
Book Page	6364/1807

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.82%
Type Change Date	Dec 1, 2028
Change Frequency	5 Years
Min Rate At Change	4.82%
Max Rate At Change	8.82%
Index	5-Year TN
Margin	2
Max Rate	12.8%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	56 STAR DR, LEICESTER, NC 28748-6305
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057021097
Date	Sep 14, 2018
Book Page	5702/1097

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	56 STAR DR, LEICESTER, NC 28748-6305
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057021588
Date	Sep 17, 2018
Book Page	5702/1588

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 56 Star Dr was $2,122.

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,122.00	$309,000
2023	$1,746.00	$273,600	$273,600 Land $69,500 Building $204,100
2021			$309,000 Land $54,500 Building $254,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 56 Star Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 56 Star Dr is high, ranking above 73% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 94% of North Carolina
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Star Dr

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