56 Spring St, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 56 Spring St, Lodi, NJ 07644

Property Summary

Property Type	Single Family Home
Details	2,100 sqft · built 1905
Lot Size	0.067 acres (2,901 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (Jun 2007)
Tax Bill	$9,742 (2025)
Deeds & Mortgages	Apr 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`31-00092-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`31-00092-0000-00012`
Alternative APNs	`310009200012` `185900`

Interior

Stories	2 Stories
Building Area	2,100 sqft Living Area

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Construction Type	Frame
Lot Area	2,901 sqft (0.067 acres)
Lot Dimensions	100 ft deep x 29 ft wide

Location & Zoning

Account Number	185900
Street Address	56 SPRING ST
City	LODI
State	NJ
Zip	07644-2312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	29X100
Legal Subdivision	GEORGE P RUST
Legal Block	92
Legal Lot Number	12
Jurisdiction	BERGEN NJ
Township / Civil Division	LODI
Census Block Group	3
Census Block	3012
Census Tract	30300

Owner

Source: Bergen County and Lodi Borough assessment roll, APN 31-00092-0000-00012, as of June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	56 SPRING ST, LODI, NJ 07644-2312
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 19, 2007 · Amount on Record
Deed Sale	Jun 19, 2007 · Amount on Record
Prior Sale	Nov 03, 2006
Deed Document Number	200769049
Deed Book / Page	9337 / 298
Last Transfer Date	Mar 23, 2021
Transfer Doc	0046610005
Record Updated	Sep 20, 2026

April 2022:

Jurisdiction	BERGEN NJ
Recording Date	Apr 25, 2022
Property Address	56 SPRING ST, LODI, NJ 07644-2312
Document Number	0046610005
Book / Page	4661 / 5
Instrument Date	Mar 23, 2021
Instrument	2022044780
Record Updated	Jun 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	140 W 5TH ST, 140, BAYONNE, NJ 07002-1101

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 SPRING ST, LODI, NJ 07644-2312

Mortgage

Document Number	0046610012
Date	Apr 25, 2022
Book Page	4661/12
Instrument	2022044781

Lender

Name	HANI KALDAS
Type	Private Party
Address	9 DARTMOUTH CT, LIVINGSTON, NJ 07039

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	238 Months
Due	Feb 01, 2042

Tax Assessment & Valuation

Source: Bergen County and Lodi Borough assessment roll as of June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Lodi Borough
Unified School District	Lodi Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$275,200 (-) Land $130,800 Building $144,400	$275,200 (-) Land $130,800 Building $144,400
2025	$9,742.00 (+5.6%)	$275,200 (-) Land $130,800 Building $144,400	$275,200 (-) Land $130,800 Building $144,400
2024	$9,225.00 (+2.71%)
2023		$275,200 (-) Land $130,800 Building $144,400	$275,200 (-) Land $130,800 Building $144,400
2022	$8,982.00 (+2.77%)	$275,200 Land $130,800 Building $144,400	$275,200 Land $130,800 Building $144,400
2021	$8,740.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), as of December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030303003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	97 (1978–2023)
Claims Outside the SFHA	8 of 97
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 12 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 15 claims Coastal Storms & Flooding, Apr 1984 · 12 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 614 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NJ0231001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	PASSAIC VALLEY WC LODI WD serves 24,136 people
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.