56 Smith St, Rouses Point, NY 12979 Property Records

Clinton County and Champlain Town property record for 56 Smith St, Rouses Point, NY 12979

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,440 sqft · built 2014
Lot Size0.39 acres (17,020 sqft)
Owner2 Individual Names on Record
Tax Bill$5,176 (2026)
Deeds & MortgagesAug 2021 Mortgage
May 2018 Transfer
Flood ZoneZone X (minimal risk)
APN092803 35.6-1-2.83

Property Details

APN / Parcel Number

Primary APN092803 35.6-1-2.83

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,440 sqft Living Area
1st Floor Area1,440 sqft

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area17,020 sqft (0.39 acres)
Lot Dimensions185 ft deep x 184 ft wide
Garage TypeDetached
Garage Area1,050 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area240 sqft

Utilities, Heating & Cooling

Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address56 SMITH ST
CityROUSES POINT
StateNY
Zip12979-1608
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01 - NOT Z
Legal Block1
Legal Lot Number2.083
JurisdictionCLINTON NY
Township / Civil DivisionCHAMPLAIN
Census Block Group3
Census Block3015
Census Tract100102

Owner

Source: Clinton County and Champlain Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address56 SMITH ST, ROUSES POINT, NY 12979-1608
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 5, 2021Deed of Trust, Mortgage · Second Mortgage (Down Payment)
COMMUNITY BANK NA
May 11, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMay 7, 2018
Transfer Doc0000293975
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLINTON NY
Property Address56 SMITH ST, ROUSES POINT, NY 12979-1608
Transaction TypeMortgage
Record UpdatedAug 31, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021000318045
DateAug 5, 2021
Instrument20210-00318045
Lender
NameCOMMUNITY BANK NA
TypeBank
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term241 Months
DueSep 1, 2041

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCLINTON NY
Recording DateMay 11, 2018
Property Address56 SMITH ST, ROUSES POINT, NY 12979-1608
Document Number0000293975
Instrument DateMay 7, 2018
Instrument293975
Transaction TypeTransfer
Record UpdatedJul 2, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address56 SMITH ST ROUSES POINT NY 129791608, ROUSES POINT, NY 12979-1608

Tax Assessment & Valuation

Source: Clinton County and Champlain Town assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyClinton County
County SubdivisionChamplain Town
MunicipalityRouses Point Village
Unified School DistrictNortheastern Clinton Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,176.00 (+671.39%) Homeowner's exemption
2025$671.00$223,600 (+16.95%) Land $33,900 Building $189,700$223,600 (+16.95%) Land $33,900 Building $189,700
2023$191,200 Land $33,900 Building $157,300$191,200 Land $33,900 Building $157,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims4 (2011)
Most Recent ClaimMay 2011 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds
Claims by Event
  • Severe Storms, Flooding, Tornadoes, And Straight-line Winds, May 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 93% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROUSES POINT VILLAGE WD
serves 2,550 people · EPA ID NY0900223
Water SourceSurface water
Last State InspectionFeb 2026
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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