56 Simmons Ave, Cohoes, NY 12047 Property Records

Albany County and Cohoes City property record for 56 Simmons Ave, Cohoes, NY 12047

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,367 sqft · built 1935
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Nov 2023)
Tax Bill	$5,185 (2026)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Nov 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010300 10.57-1-27`

Property Details

APN / Parcel Number

Primary APN	`010300 10.57-1-27`
Alternative APNs	`030001005700010270000000` `01005700010270000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,367 sqft Living Area
1st Floor Area	867 sqft
Upper Floors Area	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	132 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01005700010270000000
Street Address	56 SIMMONS AVE
City	COHOES
State	NY
Zip	12047-2329
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Block	1
Legal Lot Number	27.000
Jurisdiction	ALBANY NY
Township / Civil Division	COHOES
Census Block Group	5
Census Block	5018
Census Tract	13000

Owner

56 Simmons Ave is owned and occupied by two individuals who bought it in November 2023.

Source: Albany County and Cohoes City records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	56 SIMMONS AVE, COHOES, NY 12047-2329
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2023	Deed, Transfer · Conventional Mortgage CLIFFCO INC
Nov 14, 2023	Deed, Transfer MARATHON TITLE AGENCY INC, MARATHON TITLE AGENCY
Oct 17, 2022	Warranty Deed, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2023 · Amount on File
Deed Sale	Nov 14, 2023 · Amount on File
Prior Sale	Sep 30, 2009 · Amount on File
Deed Document Number	202320495
Prior Transfer Date	Oct 20, 2008
Prior Transfer Doc	0029340000000419
Record Updated	Oct 29, 2026

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBANY NY
Recording Date	Nov 4, 2023
Property Address	56 SIMMONS AVE, COHOES, NY 12047-2329
Document Number	0000000495
Instrument Date	Oct 30, 2023
Instrument	R2023-20495
Transaction Type	Transfer
Record Updated	Dec 15, 2023
Title Company	MARATHON TITLE AGENCY INC, MARATHON TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	56 SIMMONS AVE, COHOES, NY 12047-2329

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60 SIMMONS AVE, COHOES, NY 12047-2329

Mortgage

Document Number	0000000496
Date	Nov 14, 2023
Instrument	R2023-20496

Lender

Name	CLIFFCO INC
Type	Non-Lending Institution
Address	UNIONDALE, NY 11553

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBANY NY
Recording Date	Nov 14, 2023
Property Address	56 SIMMONS AVE, COHOES, NY 12047-2329
Document Number	0000000495
Instrument Date	Oct 30, 2023
Instrument	R2023-20495
Transaction Type	Transfer
Record Updated	Dec 26, 2023
Title Company	MARATHON TITLE AGENCY INC, MARATHON TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$1,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	56 SIMMONS AVE, COHOES, NY 12047-2329

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60 SIMMONS AVE, COHOES, NY 12047-2329

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBANY NY
Recording Date	Oct 17, 2022
Property Address	56 SIMMONS AVE, COHOES, NY 12047-2329
Document Number	0000004428
Instrument Date	Sep 7, 2022
Instrument	R2022-24428
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,040.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	56 SIMMONS AVE, 56, COHOES, NY 12047-2329

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1746 WESTER ROAD, RICHMOND, VA 23225

Mortgage

Document Number	0000004429
Date	Oct 17, 2022
Instrument	R2022-24429

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 56 Simmons Ave was $5,185, down 14.3% from the year before.

Source: Albany County and Cohoes City assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
Municipality	Cohoes City
Unified School District	Cohoes City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,185.00 (-14.26%)
2025	$6,047.00	$93,910 Land $12,800 Building $81,110	$278,252 Land $37,926 Building $240,326
2023		$75,100 (-) Land $12,800 Building $62,300	$187,750 (+5.48%) Land $32,000 Building $155,750
2022		$75,100 Land $12,800 Building $62,300	$178,004 Land $30,339 Building $147,665
2021	$4,198.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 56 Simmons Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1979–1980)
Most Recent Claim	Mar 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 56 Simmons Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COHOES CITY serves 18,447 people · EPA ID NY0100192
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure not recorded as resolved · Apr 2026 Turbidity resolved · Jan 2025
Treatment and Procedure	No certified operator currently in violation since Apr 2026
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: T-Mobile.

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