56 Sand Rd, Naples, ME 04055 Property Records

Cumberland County and Naples Town property record for 56 Sand Rd, Naples, ME 04055

Property Summary

Property Type	Exempt (Full or Partial)
Details	3 bd · 3 ba · 880 sqft · built 1989
Lot Size	1.04 acres (45,302 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Sep 2023)
Tax Bill	$1,763 (2024)
Deeds & Mortgages	Nov 2025 Mortgage Sep 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`NAPL M:U05 L:0013`

Property Details

APN / Parcel Number

Primary APN	`NAPL M:U05 L:0013`
Alternative APN	`1364`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Building Area	880 sqft Total Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	45,302 sqft (1.04 acres)

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	1364
Street Address	56 SAND RD
City	NAPLES
State	ME
Zip	04055-5213
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	RES
Legal Lot Number	13
Jurisdiction	NAPLES ME
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2039
Census Tract	14001

Owner

Source: Cumberland County and Naples Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	56 SAND RD, NAPLES, ME 04055-5213
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2025	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Sep 6, 2023	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE
May 19, 2020	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
May 19, 2020	Quit Claim Deed, Transfer · FHA Mortgage MUTUAL OF OMAHA MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2023 · Amount on Record
Deed Sale	Sep 6, 2023 · Amount on Record
Prior Sale	May 19, 2020 · Amount on Record
Deed Document Number	202331467
Deed Book / Page	40345 / 7
Prior Transfer Date	May 13, 2020
Prior Transfer Doc	0367090194
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPLES ME
Property Address	56 SAND RD, NAPLES, ME 04055-5213
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0418850064
Date	Nov 21, 2025
Book Page	41885/64
Instrument	48496

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAPLES ME
Recording Date	Sep 6, 2023
Property Address	56 SAND RD, NAPLES, ME 04055
Document Number	0403450007
Book / Page	40345 / 7
Instrument Date	Sep 5, 2023
Instrument	31467
Transaction Type	Transfer
Record Updated	Sep 25, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	447 TENNEY HILL RD, CASCO, ME 04015-3408

Mortgage

Document Number	0000031468
Date	Sep 6, 2023
Instrument	31468

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPLES ME
Property Address	56 SAND RD, NAPLES, ME 04055
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0367090212
Date	May 19, 2020
Book Page	36709/212
Instrument	25748

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Type Change Date	Jun 1, 2021

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAPLES ME
Recording Date	May 19, 2020
Property Address	56 SAND RD, NAPLES, ME 04055
Document Number	0367090194
Book / Page	36709 / 194
Instrument Date	May 13, 2020
Instrument	25746
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 SAND RD, NAPLES, ME 04055

Mortgage

Document Number	25747
Date	May 19, 2020
Instrument	25747

Lender

Name	MUTUAL OF OMAHA MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Type Change Date	Jun 1, 2021

Tax Assessment & Valuation

Source: Cumberland County and Naples Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Naples Town
Unified School District	School Administrative District 61 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025		$189,579 (-) Land $58,112 Building $131,467
2024	$1,763.00 (+1.61%)
2023	$1,735.00 (+0.93%)	$189,579 (-9%) Land $58,112 Building $131,467
2022	$1,719.00	$208,322 Land $58,112 Building $150,210

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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