Cecil County property record for 56 Saint Clements Way, Warwick, MD 21912 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,976 sqft · built 2021 |
| Lot Size | 3.8 acres (165,528 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $670,000 (Apr 2023) |
| Tax Bill | $6,230 (2025) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Mar 2021 Construction Loan + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-060872 |
| Primary APN | 01-060872 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,976 sqft Total Area |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 165,528 sqft (3.8 acres) |
| Garage Type | Detached |
| Garage Area | 1,584 sqft |
| Parking Spaces | 5 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 510 sqft |
| Porch | Slab |
| Shed | 1 Shed |
| Shed Area | 1,584 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 060872 |
|---|---|
| Street Address | 56 SAINT CLEMENTS WAY |
| City | WARWICK |
| State | MD |
| Zip | 21912-1235 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 - 3.803 ACRES 56 SAINT CLEMENTS WAY STRAWBERRY HILL |
| Legal Subdivision | STRAWBERRY HILL |
| Legal Lot Number | 1 |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 1, CECILTON |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 30100 |
Source: Cecil County records · APN 01-060872
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 56 SAINT CLEMENTS WAY, WARWICK, MD 21912-1235 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 12, 2023 | Deed, Transfer · Conventional Mortgage NATIONS LENDING CORP |
| Mar 19, 2021 | Deed of Trust, Mortgage · Construction Mortgage CHESAPEAKE BANK & TRUST COMPANY |
| Apr 02, 2020 | Deed of Trust, Mortgage · Construction Mortgage CHESAPEAKE BANK & TRUST COMPANY |
| Apr 26, 2021 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Nov 30, 2018 | Deed, Transfer · Commercial Mortgage CHESAPEAKE BANK & TRUST COMPANY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 12, 2023 · Amount on Record |
| Deed Sale | Apr 12, 2023 · Amount on Record |
| Prior Sale | Apr 26, 2021 · Amount on Record |
| Deed Book / Page | 5312 / 461 |
| Prior Transfer Date | Apr 12, 2021 |
| Prior Transfer Doc | 0048600030 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Apr 12, 2023 |
| Property Address | 56 SAINT CLEMENTS WAY, WARWICK, MD 21912-1235 |
| Document Number | 0053120461 |
| Book / Page | 5312 / 461 |
| Map Reference | CAB 51 FO 75 |
| Instrument Date | Mar 31, 2023 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2023 |
| Title Company | KIRCH TITLE SERVICES INC, KIRSH TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,350.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 56 SAINT CLEMENTS WAY, WARWICK, MD 21912-1235 |
| Document Number | 0053120465 |
|---|---|
| Date | Apr 12, 2023 |
| Instrument | 5312-0465 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 56 SAINT CLEMENTS WAY, WARWICK, MD 21912-1235 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0048240224 |
|---|---|
| Date | Mar 19, 2021 |
| Book Page | 4824/224 |
| Name | CHESAPEAKE BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Address | CHESTERTOWN, MD 21620 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 56 SAINT CLEMENTS WAY, WARWICK, MD 21912-1235 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0045760391 |
|---|---|
| Date | Apr 02, 2020 |
| Book Page | 4576/391 |
| Name | CHESAPEAKE BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Address | CHESTERTOWN, MD 21620 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Apr 26, 2021 |
| Property Address | 56 SAINT CLEMENTS WAY, WARWICK, MD 21912-1235 |
| Document Number | 0048600030 |
| Book / Page | 4860 / 30 |
| Map Reference | FO 75 |
| Instrument Date | Apr 12, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL COMPANAY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 56 SAINT CLEMENTS WAY, 56, WARWICK, MD 21912-1235 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 56 SAINT CLEMENTS WAY, WARWICK, MD 21912-1235 |
| Document Number | 0000486035 |
|---|---|
| Date | Apr 26, 2021 |
| Instrument | 4860/35 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Nov 30, 2018 |
| Property Address | 56 SAINT CLEMENTS WAY, WARWICK, MD 21912-1235 |
| Document Number | 0043310145 |
| Book / Page | 4331 / 145 |
| Map Reference | FO75 |
| Instrument Date | Nov 20, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | LIBERTY TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 503 BOHEMLA CHURCH ROAD, WARWICK, MD 21912-1232 |
| Document Number | 0004331151 |
|---|---|
| Date | Nov 30, 2018 |
| Instrument | 4331/151 |
| Name | CHESAPEAKE BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $631,700 (+7.85%) | $677,700 (-) Land $198,000 Building $479,700 | |
| 2025 | $6,230.00 (+27.35%) Homeowner's exemption | $585,700 (+10.91%) | $677,700 (+25.57%) Land $198,000 Building $479,700 |
| 2023 | $4,892.00 | $528,100 | $539,700 Land $164,700 Building $375,000 |
Source: FEMA National Flood Hazard Layer, Cecil County (24015C), updated May 10, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 32% of the US · above 68% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 3,571 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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