56 S Vine St, Westerville, OH 43081 Property Records

Franklin County property record for 56 S Vine St, Westerville, OH 43081

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,807 sqft · built 1940
Lot Size	0.495 acres (21,597 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Sep 2006)
Tax Bill	$7,915 (2024)
Deeds & Mortgages	Jul 2021 Mortgage Jun 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`080-000049`

Property Details

APN / Parcel Number

Primary APN	`080-000049`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,807 sqft Living Area
1st Floor Area	668 sqft
2nd Floor Area	606 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2006
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	21,597 sqft (0.495 acres)
Lot Dimensions	361 ft deep x 61 ft wide
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	56 S VINE ST
City	WESTERVILLE
State	OH
Zip	43081-1637
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	56 S VINE STREET 60.5 X 361' VINE ST RIGIL TRACT
Legal Subdivision	RIGIL TRACT
Jurisdiction	FRANKLIN OH
Township / Civil Division	WESTERVILLE
Census Block Group	4
Census Block	4034
Census Tract	7020

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Uptown Westerville Historic District listed 2019 · 57 contributing resources · NRIS 100004055

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

56 S Vine St is owned and occupied by an individual who acquired it in August 2025.

Source: Franklin County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	56 S VINE ST, WESTERVILLE, OH 43081-1637
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Jun 4, 2018	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2006 · Amount on File
Deed Sale	Sep 28, 2006 · Amount on File
Prior Sale	Sep 28, 2006 · Amount on File
Deed Document Number	0000194263
Last Transfer Date	Aug 12, 2025
Transfer Doc	0000085895
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	56 S VINE ST, WESTERVILLE, OH 43081-1637
Transaction Type	Mortgage
Record Updated	Aug 10, 2021
Title Company	NATIONAL LINK ORIGINATIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000134838
Date	Jul 30, 2021
Instrument	202107300134838

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	56 S VINE ST, WESTERVILLE, OH 43081-1637
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000073309
Date	Jun 4, 2018
Instrument	201806040073309

Lender

Name	PNC BANK NA
Type	Bank
Address	WESTERVILLE, OH 43081

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of August 1, 2024

Property Jurisdictions

Type	Name
State	Ohio
County	Franklin County
Municipality	Westerville City
Unified School District	Westerville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$7,915.00 (+2.17%) Homeowner's exemption	$139,270 (-) Land $50,610 Building $88,660
2023	$7,747.00 (+5.56%) Homeowner's exemption	$139,270 (+38.25%) Land $50,610 Building $88,660	$397,900 Land $144,600 Building $253,300
2022	$7,339.00 Homeowner's exemption	$100,740 Land $28,460 Building $72,280
2020			$287,800 Land $81,300 Building $206,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 56 S Vine St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1981–1982)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 56 S Vine St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERVILLE CITY PWS serves 39,000 people · EPA ID OH2503411
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Bresco Broadband.

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