Flagler County property record for 56 Ryecliffe Dr, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,270 sqft · built 2014 |
| Lot Size | 0.239 acres (10,411 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $339,000 (Mar 2026) |
| Tax Bill | $562 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Mar 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7029-00130-0130 |
| Primary APN | 07-11-31-7029-00130-0130 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,270 sqft Living Area |
| Gross Area | 2,966 sqft |
| 1st Floor Area | 2,270 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,411 sqft (0.239 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 448 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 56 RYECLIFFE DR |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-6424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SEC 29 BL 13 LT 13 OR 211 PG 398 OR 638 PG 1713 OR 733 PG 1425 OR 1580 PG 671 OR 2006/1553 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 13 |
| Legal Lot Number | 13 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 60214 |
Source: Flagler County records, as of March 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 56 RYECLIFFE DR, PALM COAST, FL 32164-6424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| May 17, 2021 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Mar 5, 2026 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 5, 2026 · Amount on File |
| Deed Sale | Mar 5, 2026 · Amount on File |
| Prior Sale | Jun 4, 2014 · Amount on File |
| Deed Document Number | 20269626 |
| Deed Book / Page | 3035 / 917 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 56 RYECLIFFE DR, PALM COAST, FL 32164-6424 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 56 RYECLIFFE DR, PALM COAST, FL 32164-6424 |
| Document Number | 0025630847 |
|---|---|
| Date | May 17, 2021 |
| Book Page | 2563/847 |
| Instrument | 2021027204 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jun 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Mar 5, 2026 |
| Property Address | 56 RYECLIFFE DR, PALM COAST, FL 32164-6424 |
| Document Number | 0030350917 |
| Book / Page | 3035 / 917 |
| Map Reference | MB 10 PG 17 |
| Instrument Date | Feb 23, 2026 |
| Instrument | 2026009626 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2026 |
| Title Company | EAST COAST SETTLEMENT LLC, EAST COAST T&E LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,373.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 56 RYECLIFFE DR, PALM COAST, FL 32164-6424 |
| Name | Verified Name |
|---|---|
| Address | 56 RYECLIFFE DR, PALM COAST, FL 32164-6424 |
| Document Number | 0003035919 |
|---|---|
| Date | Mar 5, 2026 |
| Instrument | 3035/919 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2056 |
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $562.00 (+2.93%) Homeowner's exemption Veteran's exemption | $151,364 (+5.99%) | $308,507 (-0.5%) Land $55,000 Building $253,507 |
| 2024 | $546.00 (+3.41%) | ||
| 2023 | $528.00 (+1.73%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $142,814 (+3%) | $310,044 (+2.27%) Land $43,000 Building $267,044 |
| 2022 | $519.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $138,654 | $303,149 Land $44,500 Building $258,649 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 62 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 62 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2009 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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