56 Rustic Lodge Ln, Defiance, MO 63341 Property Records

St. Charles County property record for 56 Rustic Lodge Ln, Defiance, MO 63341

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 4,086 sqft · built 2020
Lot Size	5.04 acres (219,717 sqft)
Owner	2 Individual Names on Record
Last Sale	$122,000 (Jan 2018)
Tax Bill	$9,639 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jan 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T161200001`

Property Details

APN / Parcel Number

Primary APN	`T161200001`
Alternative APN	`3-0079-S010-00-0001.4000000`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,086 sqft Living Area
Basement Area	2,108 sqft
Finished Basement	1,258 sqft

Exterior

Year Built	Built 2020
Exterior Material	Siding
Lot Area	219,717 sqft (5.04 acres)
Garage Type	Attached
Parking Spaces	4 Parking Spaces

Location & Zoning

Account Number	T161200001
Street Address	56 RUSTIC LODGE LN
City	DEFIANCE
State	MO
Zip	63341-2403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NE NW1/4 & PT NE1/4
Legal Range	02E
Legal Township	45N
Legal Section	10
Legal Subdivision	WILDERNESS PLAT 2
Legal Lot Number	1
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	3
Census Block	3000
Census Tract	312204

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	56 RUSTIC LODGE LN, DEFIANCE, MO 63341-2403
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2020	Deed of Trust, Mortgage · VA Mortgage CENTRAL BK/ST LOUIS
Jan 27, 2020	Deed of Trust, Construction Loan · Line of Credit CENTRAL BK/ST LOUIS
Jan 30, 2018	Warranty Deed, Transfer · Line of Credit BANK OF OLD MONROE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2018 · Amount on Record
Deed Sale	Jan 30, 2018 · Amount on Record
Deed Document Number	0006873577
Deed Book / Page	6873 / 577
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	56 RUSTIC LODGE LN, DEFIANCE, MO 63341-2403
Document Number	0000073062
Instrument Date	Sep 28, 2020
Transaction Type	Mortgage
Record Updated	Dec 24, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	131 GLENALLEN DR ST PETERS MO 633761734, ST PETERS, MO 63376-1734

Mortgage

Document Number	0000073062
Date	Sep 30, 2020
Instrument	73062

Lender

Name	CENTRAL BK/ST LOUIS
Address	SAINT LOUIS, MO 63105-1809

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 29, 2050

January 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Recording Date	Jan 27, 2020
Property Address	56 RUSTIC LODGE LN, DEFIANCE, MO 63341-2403
Document Number	0072211163
Book / Page	007221 / 001163
Instrument Date	Jan 24, 2020
Instrument	51880
Transaction Type	Construction Loan
Record Updated	Feb 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	131 GLENALLEN DR ST PETERS MO 633761734, ST PETERS, MO 63376-1734

Mortgage

Document Number	72211163
Date	Jan 27, 2020
Book Page	007221/001163
Instrument	51880

Lender

Name	CENTRAL BK/ST LOUIS
Address	SAINT LOUIS, MO 63105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jan 26, 2021

Interest

Rate Type	Adjustable Rate

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 30, 2018
Property Address	56 RUSTIC LODGE LN, DEFIANCE, MO 63341-2403
Document Number	0068730577
Book / Page	006873 / 000577
Instrument Date	Jan 25, 2018
Instrument	55760
Transaction Type	Transfer
Record Updated	Feb 5, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2214 MAY WINE DR ST PETERS MO 63366, ST PETERS, MO 63366

Mortgage

Document Number	68730580
Date	Jan 30, 2018
Book Page	006873/000580
Instrument	55770

Lender

Name	BANK OF OLD MONROE
Type	Bank
Address	OLD MONROE, MO 63369

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,639.00	$160,989 (+13.91%)	$847,306 (+13.91%) Land $121,056 Building $726,250
2023		$141,330
2022			$743,848 Land $100,880 Building $642,968

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50

May also be available: T-Mobile.

Nearby Properties on Rustic Lodge Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures