56 Ronald Ct, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 56 Ronald Ct, Ramsey, NJ 07446

Property Summary

Property Type	Single Family Home
Details	1,862 sqft · built 1955
Lot Size	0.172 acres (7,492 sqft)
Owner	Individual Name on File
Last Sale	$999,000 (Jul 2025)
Tax Bill	$11,547 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-05402-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`48-05402-0000-00004`
Alternative APN	`480540200004`

Interior

Stories	1 Story
Building Area	1,862 sqft Living Area
1st Floor Area	1,862 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Frame
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	56 RONALD CT
City	RAMSEY
State	NJ
Zip	07446-2627
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	0.172AC
Legal Subdivision	RAMSEY COUNTRY CLUB ESTATES SE
Legal Block	5402
Legal Lot Number	4
Jurisdiction	BERGEN NJ
Township / Civil Division	RAMSEY
Census Block Group	1
Census Block	1006
Census Tract	44201

Owner

56 Ronald Ct is owned and occupied by an individual who bought it in July 2025.

Source: Bergen County and Ramsey Borough records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	56 RONALD CT, RAMSEY, NJ 07446-2627
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2025 · Amount on File
Deed Sale	Jul 28, 2025 · Amount on File
Prior Sale	Jun 26, 2024 · Amount on File
Deed Document Number	202550938
Deed Book / Page	5559 / 1430
Record Updated	Oct 29, 2026

July 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jul 28, 2025
Property Address	56 RONALD CT, RAMSEY, NJ 07446-2627
Document Number	0055591430
Book / Page	5559 / 1430
Instrument Date	Jul 9, 2025
Instrument	2025050938
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	PROVIDENCE ABSTRACT LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,563.40
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	119 SANFORD AVE, LYNDHURST, NJ 07071-3007

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 RONALD CT, RAMSEY, NJ 07446-2627

Mortgage

Document Number	2025050939
Date	Jul 28, 2025
Instrument	2025050939

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 56 Ronald Ct was $11,547, down 15.1% from the year before.

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$827,700 (+47.59%) Land $375,800 Building $451,900	$827,700 (+47.59%) Land $375,800 Building $451,900
2025	$11,547.00 (-15.07%)	$560,800 Land $350,800 Building $210,000	$560,800 Land $350,800 Building $210,000
2024	$13,596.00
2023		$481,800 Land $291,500 Building $190,300	$481,800 Land $291,500 Building $190,300
2022	$12,637.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 56 Ronald Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	9 (1978–2021)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Irene, Aug 2011 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 56 Ronald Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001
Water Source	Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20