56 Romano Dr, Dumont, NJ 07628 Property Records

Bergen County and Dumont Borough property record for 56 Romano Dr, Dumont, NJ 07628

Property Summary

Property Type	Single Family Home
Details	1,255 sqft · built 1941
Lot Size	0.119 acres (5,192 sqft)
Owner	Individual Name on Record
Last Sale	$307,000 (Feb 2013)
Tax Bill	$11,634 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-00615-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`10-00615-0000-00011`
Alternative APNs	`100061500011` `328000`

Interior

Building Area	1,255 sqft Living Area

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Lot Area	5,192 sqft (0.119 acres)
Lot Dimensions	98 ft deep x 53 ft wide

Location & Zoning

Account Number	328000
Street Address	56 ROMANO DR
City	DUMONT
State	NJ
Zip	07628-2021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	53X98
Legal Subdivision	FRANKLIN SUBURBS
Legal Block	615
Legal Lot Number	11
Jurisdiction	BERGEN NJ
Township / Civil Division	DUMONT
Census Block Group	4
Census Block	4001
Census Tract	10100

Owner

Source: Bergen County and Dumont Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	56 ROMANO DR, DUMONT, NJ 07628-2021
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2022	Deed of Trust, Mortgage · Line of Credit VISIONS FCU
Aug 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Apr 26, 2018	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2013 · Amount on Record
Deed Sale	Feb 25, 2013 · Amount on Record
Prior Sale	Oct 6, 2006 · Amount on Record
Deed Document Number	201320108
Deed Book / Page	1290 / 1214
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	56 ROMANO DR, DUMONT, NJ 07628-2021
Transaction Type	Mortgage
Record Updated	Sep 23, 2022
Title Company	INSIGHT TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047801052
Date	Aug 22, 2022
Book Page	4780/1052
Instrument	2022082936

Lender

Name	VISIONS FCU
Type	Credit Union
Address	ENDICOTT, NY 13760

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jul 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	56 ROMANO DR, DUMONT, NJ 07628-2021
Transaction Type	Mortgage
Record Updated	Oct 15, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043420470
Date	Aug 24, 2021
Book Page	4342/470
Instrument	2021134738

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	56 ROMANO DR, DUMONT, NJ 07628-2021
Document Number	0029690345
Instrument Date	Apr 26, 2018
Transaction Type	Mortgage
Record Updated	Jul 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 ROMANO DR DUMONT NJ 076282021, DUMONT, NJ 07628-2021

Mortgage

Document Number	0029690345
Date	Jun 18, 2018
Book Page	002969/000345
Instrument	42266

Lender

Name	MANUFACTURERS & TRADERS TR
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Dumont Borough
Unified School District	Dumont Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$533,500 (+7.3%) Land $312,500 Building $221,000	$533,500 (+7.3%) Land $312,500 Building $221,000
2025	$11,634.00 (+6.12%)	$497,200 (+84.35%) Land $287,300 Building $209,900	$497,200 (+84.35%) Land $287,300 Building $209,900
2024	$10,963.00 (+4.69%)
2023		$269,700 Land $161,900 Building $107,800	$269,700 Land $161,900 Building $107,800
2022	$10,472.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 824 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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