56 Riverwalk Blvd, Freeport, FL 32439 Property Records

Walton County property record for 56 Riverwalk Blvd, Freeport, FL 32439

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,857 sqft · built 2025
Lot Size0.173 acres (7,536 sqft)
OwnerIndividual Name on Record
Last Sale$389,900 (Dec 2025)
Tax Bill$460 (2024)
Deeds & MortgagesDec 2025 Sale & Mortgage
Feb 2019 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN22-1S-19-23040-000-0290

Property Details

APN / Parcel Number

Primary APN22-1S-19-23040-000-0290
Alternative APN
  • 1038846

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,857 sqft Living Area
Gross Area2,533 sqft
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 2025
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,536 sqft (0.173 acres)
Lot Dimensions13 ft deep x 5.6 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number1038846
Street Address56 RIVERWALK BLVD
CityFREEPORT
StateFL
Zip32439-4253
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 29 RIVERWALK PH I PB 18-13 OR 2800-2255 OR 2980-1097 OR 3050-2206 OR 3051-3735 OR 3246-1792
Legal Range19W
Legal Township01S
Legal Section22
Legal SubdivisionRIVERWALK PH I
Legal Phase1
Legal Lot Number29
JurisdictionWALTON FL
Township / Civil DivisionFREEPORT
Census Block Group1
Census Block1015
Census Tract950502

Owner

Source: Walton County records, as of January 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address56 RIVERWALK BLVD, FREEPORT, FL 32439-4253
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 19, 2025Warranty Deed, Transfer · VA Mortgage
ARK-LA-TEX FINANCIAL SERVICES LLC
Feb 20, 2019Deed of Trust, Mortgage · Line of Credit
BANK OF MO
Dec 5, 2018Grant Deed, Mortgage · Line of Credit
BANK OF MO
Aug 18, 2017Deed of Trust, Mortgage · Line of Credit
BEACH CMNTY BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 19, 2025 · Amount on Record
Deed SaleDec 19, 2025 · Amount on Record
Prior SaleAug 27, 2008 · Amount on Record
Deed Document Number20250047064
Deed Book / Page3381 / 3397
Record UpdatedJun 8, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateDec 19, 2025
Property Address56 RIVERWALK BLVD, FREEPORT, FL 32439-4253
Document Number0033813397
Book / Page3381 / 3397
Map ReferenceMB 18 PG 13
Instrument DateDec 19, 2025
Instrument20250047064
Transaction TypeTransfer
Record UpdatedJan 9, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,729.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1131 FAIRVIEW AVENUE STE 201, 201, BOWLING GREEN, KY 42103-1695

Transferred To (Grantee/Buyer)

NameVerified Name
Address56 RIVERWALK BLVD, FREEPORT, FL 32439-4253

Mortgage

Document Number0033813398
DateDec 19, 2025
Instrument3381/3398
Lender
NameARK-LA-TEX FINANCIAL SERVICES LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property AddressRIVERWALK CIR, FREEPORT, FL 32439
Document Number0030974927
Instrument DateFeb 20, 2019
Transaction TypeMortgage
Record UpdatedMar 11, 2019
Title CompanyOTHER

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address36008 EMERALD COAST PKWY DESTIN FL 325414792, DESTIN, FL 32541-4792

Mortgage

Document Number0030974927
DateFeb 22, 2019
Book Page003097/004927
Instrument5536
Lender
NameBANK OF MO
TypeBank
AddressCAPE GIRARDEAU, MO 63701
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

December 2018: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionWALTON FL
Recording DateDec 5, 2018
Property AddressRIVERWALK CIR, FREEPORT, FL 32439
Document Number0030914134
Book / Page003091 / 004134
Instrument DateDec 3, 2018
Instrument40368
Transaction TypeMortgage
Record UpdatedDec 21, 2018

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address36008 EMERALD COAST PKWY DESTIN FL 325414792, DESTIN, FL 32541-4792

Mortgage

Document Number30914134
DateDec 5, 2018
Book Page003091/004134
Instrument40368
Lender
NameBANK OF MO
TypeBank
Address427 WILLIAM ST, CAPE GIRARDEAU, MO 63701
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property AddressRIVERWALK CIR, FREEPORT, FL 32439
Document Number0030502207
Book / Page003050 / 002207
Instrument DateAug 18, 2017
Transaction TypeMortgage
Record UpdatedSep 8, 2017

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address36008 EMERALD COAST PKWY #300 DESTIN FL 325415732, 300, DESTIN, FL 32541-5732

Mortgage

Document Number0030502207
DateAug 22, 2017
Book Page003050/002207
Instrument27922
Lender
NameBEACH CMNTY BK
TypeBank
AddressFORT WALTON BEACH, FL 32548
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
MunicipalityFreeport City
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$35,175 (-) Land $35,175$35,175 (-) Land $35,175
2024$460.00 (+0.22%)
2023$459.00 (+79.3%)$35,175 (-9.91%) Land $35,175$35,175 (-9.91%) Land $35,175
2022$256.00$39,044 Land $39,044$39,044 Land $39,044

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 126 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies126 in force
Nearby Flood Claims68 (1992–2021)
Claims Outside the SFHA7 of 68
Most Recent ClaimJun 2021 · other causes
Claims by Event
  • Hurricane Sally, Sep 2020 · 8 claims
  • Hurricane Frances, Sep 2004 · 23 claims
  • Hurricane Opal, Oct 1995 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 85% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FREEPORT
serves 12,020 people · EPA ID FL1660290
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
Verizon
Fixed Wireless
300 / 20
Wildstar Networks
Fixed Wireless
200 / 50

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