56 River Rd, Topsham, ME 04086 Property Records

Sagadahoc County and Topsham Town property record for 56 River Rd, Topsham, ME 04086

Property Summary

Property Type	Triplex
Details	4 bd · 3 ba · 2,469 sqft · built 1978
Lot Size	0.619 acres (26,968 sqft)
Owner	2 Individual Names on File
Last Sale	$445,000 (May 2022)
Tax Bill	$4,739 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Aug 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`TOPM M:R01 L:012`

Property Details

APN / Parcel Number

Primary APN	`TOPM M:R01 L:012`
Alternative APN	`1433`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Units	3 Units
Stories	2 Stories
Building Area	2,469 sqft Living Area
Gross Area	3,921 sqft
1st Floor Area	1,452 sqft
Basement Area	504 sqft
Unfinished Basement	504 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	26,968 sqft (0.619 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1433
Street Address	56 RIVER RD
City	TOPSHAM
State	ME
Zip	04086-6263
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	NO
Legal Lot Number	12
Jurisdiction	TOPSHAM ME
Township / Civil Division	TOPSHAM
Census Block Group	1
Census Block	1007
Census Tract	970302

Owner

56 River Rd, a triplex, is owned and occupied by two individuals who bought it in May 2022.

Source: Sagadahoc County and Topsham Town records, as of May 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	56 RIVER RD, TOPSHAM, ME 04086-6263
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage BATH SAVINGS INSTITUTION
Aug 23, 2018	Deed of Trust, Mortgage · Line of Credit MECHANICS S&L FSA
Aug 15, 2018	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2022 · Amount on File
Deed Sale	May 4, 2022 · Amount on File
Prior Sale	Aug 15, 2018
Deed Document Number	20223074
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TOPSHAM ME
Recording Date	May 4, 2022
Property Address	56 RIVER RD, TOPSHAM, ME 04086-6263
Document Number	0000003074
Instrument Date	Apr 28, 2022
Instrument	2022R-03074
Transaction Type	Transfer
Record Updated	May 23, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	17 PAGE ST, BRUNSWICK, ME 04011-2338

Mortgage

Document Number	0000003075
Date	May 4, 2022
Instrument	2022R-03075

Lender

Name	BATH SAVINGS INSTITUTION
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.63%
Type Change Date	May 1, 2032
Max Rate At Change	1.75%
Index	1-Year CMT

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOPSHAM ME
Property Address	56 RIVER RD, TOPSHAM, ME 04086-6263
Document Number	0000006167
Instrument Date	Aug 23, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	19 GUNDALO GAP RD BRUNSWICK ME 040117733, BRUNSWICK, ME 04011-7733

Mortgage

Document Number	0000006167
Date	Aug 29, 2018
Instrument	6167

Lender

Name	MECHANICS S&L FSA
Type	Federal Savings Bank
Address	BRUNSWICK, ME 04011

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TOPSHAM ME
Recording Date	Aug 15, 2018
Property Address	56 RIVER RD, TOPSHAM, ME 04086-6263
Document Number	0000005625
Instrument Date	Aug 6, 2018
Instrument	5625
Transaction Type	Transfer
Record Updated	Aug 31, 2018
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	19 GUNDALO GAP RD BRUNSWICK ME 040117733, BRUNSWICK, ME 04011-7733

Tax Assessment & Valuation

The 2025 property tax bill for 56 River Rd was $4,739.

Source: Sagadahoc County and Topsham Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Sagadahoc County
County Subdivision	Topsham Town
Unified School District	School Administrative District 75 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,739.00	$370,200 Land $57,700 Building $312,500
2023	$4,479.00 (+4.63%)	$329,800 (+11.08%) Land $51,000 Building $278,800
2022	$4,281.00	$296,900 Land $49,200 Building $247,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 56 River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 56 River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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