56 River Oak Ln, Adger, AL 35006 Property Records

Jefferson County property record for 56 River Oak Ln, Adger, AL 35006

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,756 sqft · built 1978
Lot Size	1.08 acres (47,045 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,565 (2025)
Deeds & Mortgages	Feb 2021 Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-00-35-0-000-020.000`

Property Details

APN / Parcel Number

Primary APN	`18-00-35-0-000-020.000`
Alternative APNs	`18350000020000RR01` `797`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,756 sqft Living Area
Gross Area	4,486 sqft
1st Floor Area	1,756 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2007
Exterior Material	Brick
Foundation Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	47,045 sqft (1.08 acres)
Garage Type	Attached
Garage Area	528 sqft
Porch	Porch
Porch Area	446 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	797
Old Parcel Number	18350000020000RR01
Street Address	56 RIVER OAK LN
City	ADGER
State	AL
Zip	35006-2526
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	COM NE COR OF SW4 OF NE4 SEC 35 TP 17S R 7W TH W 240 FT TO W R/W OF FRANKLIN FERRY BRIDGE RD TH SLY ALG R/W 655 FT TH NW 875
Legal Range	07W
Legal Township	17S
Legal Section	35
Jurisdiction	JEFFERSON AL
Township / Civil Division	NORTH JOHNS
Census Block Group	1
Census Block	1015
Census Tract	14107

Owner

Source: Jefferson County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	56 RIVER OAK LN, ADGER, AL 35006-2526
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage M&T MORTGAGE
May 24, 2019	Deed of Trust, Mortgage · FHA Mortgage M&T BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	56 RIVER OAK LN, ADGER, AL 35006-2526
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 RIVER OAK LN, ADGER, AL 35006-2526

Mortgage

Document Number	2021018994
Date	Feb 19, 2021
Instrument	2021018994

Lender

Name	M&T MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	56 RIVER OAK LN, ADGER, AL 35006-2526
Document Number	0000054829
Instrument Date	May 24, 2019
Transaction Type	Mortgage
Record Updated	Jun 24, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	56 RIVER OAK LN ADGER AL 350062526, ADGER, AL 35006-2526

Mortgage

Document Number	0000054829
Date	Jun 5, 2019
Instrument	54829

Lender

Name	M&T BK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2049

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,565.00 (+37.76%) Homeowner's exemption	$32,300 (+10.16%)	$322,900 (+10.13%) Land $82,300 Building $240,600
2023		$29,320 Land $8,220 Building $21,100	$293,200 Land $82,200 Building $211,000
2022	$1,136.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 53% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
AT&T DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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