Henderson County property record for 56 River Oak Cir, Mills River, NC 28759
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 5,252 sqft · built 1900 |
| Lot Size | 11.5 acres (502,247 sqft) |
| Owner | Company Name on Record |
| Last Sale | $6,185,000 (Dec 2021) |
| Tax Bill | $10,960 (2025) |
| Deeds & Mortgages | Dec 2021 Sale Feb 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9641120358 |
| Primary APN | 9641120358 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 5,252 sqft Heated Area |
| 1st Floor Area | 2,410 sqft |
| Upper Floors Area | 2,410 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 502,247 sqft (11.5 acres) |
| Garage Type | Detached |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 1,748 sqft |
| Deck Area | 216 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 800981 |
|---|---|
| Street Address | 56 RIVER OAK CIR |
| City | MILLS RIVER |
| State | NC |
| Zip | 28759-6724 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 800981~MR- |
| Legal Description | RIVER OAK MHP |
| Legal Subdivision | RIVER OAK MHP |
| Legal Block | 12 |
| Legal Lot Number | 358 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | MILLS RIVER |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 930702 |
Source: Henderson County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 31200 NORTHWESTERN HWY, FARMINGTON HILLS, MI 48334-5900 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Dec 30, 2021 | Deed, Transfer HARBOR CITY TITLE INSURANCE AGENCY INC, HARBOR CITY TITLE INSURANCE |
| Feb 8, 2018 | Deed of Trust, Mortgage FIRST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 30, 2021 · Amount on Record |
| Deed Sale | Dec 30, 2021 · Amount on Record |
| Prior Sale | Dec 20, 2017 · Amount on Record |
| Deed Document Number | 2021970693 |
| Deed Book / Page | 3846 / 449 |
| Prior Transfer Date | Dec 22, 2021 |
| Prior Transfer Doc | 0038460449 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | Dec 30, 2021 |
| Property Address | 56 RIVER OAK CIR, MILLS RIVER, NC 28759-6724 |
| Document Number | 0038460449 |
| Book / Page | 3846 / 449 |
| Instrument Date | Dec 22, 2021 |
| Instrument | 970693 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2022 |
| Title Company | HARBOR CITY TITLE INSURANCE AGENCY INC, HARBOR CITY TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Tax | $12,370.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 31200 NORTHWESTERN HWY, FARMINGTON HILLS, MI 48334-5900 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 56 RIVER OAK CIR, MILLS RIVER, NC 28759-6724 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0031610308 |
|---|---|
| Date | Feb 8, 2018 |
| Book Page | 3161/308 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Municipality | Mills River Town |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,982,000 (-) Land $864,800 Building $2,117,200 | ||
| 2025 | $10,960.00 | $2,982,000 (-51.4%) Land $864,800 Building $2,117,200 | |
| 2023 | $6,135,200 Land $4,018,000 Building $2,117,200 | $2,982,000 Land $864,800 Building $2,117,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 4 (2009–2024) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HENDERSONVILLE serves 79,278 people · EPA ID NC0145010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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