Monmouth County and Neptune City Borough property record for 56 Ridge Ter, Neptune, NJ 07753
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 3 bd · 2 ba · 1,356 sqft · built 1953 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Individual Names on File |
| Deeds & Mortgages | Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-00012-0000-00072 |
| Primary APN | 36-00012-0000-00072 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,356 sqft Gross Area |
| 1st Floor Area | 1,356 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 60 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Street Address | 56 RIDGE TER |
|---|---|
| City | NEPTUNE |
| State | NJ |
| Zip | 07753-6614 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Local Zoning Code | R1 |
| Legal Description | FACILITY NAME: DISABLED VETERAN |
| Legal Subdivision | NEPTUNE RDG |
| Legal Block | 12 |
| Legal Lot Number | 72 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | NEPTUNE CITY |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 808100 |
Source: Monmouth County and Neptune City Borough records, as of July 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 56 RIDGE TER, NEPTUNE, NJ 07753-6614 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 56 RIDGE TER, NEPTUNE, NJ 07753-6614 |
| Document Number | 0000083094 |
| Instrument Date | Aug 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2019 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 56 RIDGE TER NEPTUNE CITY NJ 077536614, NEPTUNE CITY, NJ 07753-6614 |
| Document Number | 0000083094 |
|---|---|
| Date | Sep 9, 2019 |
| Book Page | 009367/004076 |
| Instrument | 83094 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 8, 2049 |
Source: Monmouth County and Neptune City Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Neptune City Borough |
| Unified School District | Neptune City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $523,800 (+15.15%) Land $337,100 Building $186,700 | $523,800 (+15.15%) Land $337,100 Building $186,700 | |
| 2025 | Disabled Person's exemption Veteran's exemption | $454,900 (+29.01%) Land $276,100 Building $178,800 | $454,900 (+29.01%) Land $276,100 Building $178,800 |
| 2023 | $352,600 Land $187,800 Building $164,800 | $352,600 Land $187,800 Building $164,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 32 policies |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 21 (1992–2026) |
| Claims Outside the SFHA | 4 of 21 |
| Most Recent Claim | Jul 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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