56 Ridge Ave, Bloomfield, NJ 07003 Property Records

Essex County and Bloomfield Township property record for 56 Ridge Ave, Bloomfield, NJ 07003

Property Summary

Property Type	Single Family Home
Details	1,520 sqft · built 1942
Lot Size	0.092 acres (3,999 sqft)
Owner	Individual Name on Record
Last Sale	$528,000 (Jul 2023)
Tax Bill	$13,115 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Mar 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-00724-0000-00031`

Property Details

APN / Parcel Number

Primary APN	`02-00724-0000-00031`
Alternative APN	`020072400031`

Interior

Stories	1 Story
Building Area	1,520 sqft Living Area
1st Floor Area	1,520 sqft

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Lot Area	3,999 sqft (0.092 acres)
Lot Dimensions	100 ft deep x 40 ft wide

Location & Zoning

Old Parcel Number	020072400031
Street Address	56 RIDGE AVE
City	BLOOMFIELD
State	NJ
Zip	07003-3841
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	40 X 100
Legal Block	724
Legal Lot Number	31
Jurisdiction	ESSEX NJ
Township / Civil Division	BLOOMFIELD
Census Block Group	2
Census Block	2006
Census Tract	15200

Owner

Source: Essex County and Bloomfield Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	56 RIDGE AVE, BLOOMFIELD, NJ 07003-3841
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Mar 29, 2023	Deed, Transfer SURREY TITLE COMPANY, SURETY TITLE COMPANY
Jul 20, 2020	Deed of Trust, Mortgage · FHA Mortgage US BK
Aug 5, 2020	Grant Deed, Transfer · FHA Mortgage US BK
Apr 29, 2020	Deed of Trust, Mortgage · Line of Credit TD BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2023 · Amount on Record
Deed Sale	Jul 10, 2023 · Amount on Record
Prior Sale	Mar 29, 2023 · Amount on Record
Deed Document Number	202341084
Prior Transfer Date	Jun 9, 2023
Prior Transfer Doc	0000041084
Record Updated	Oct 29, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ESSEX NJ
Recording Date	Jul 10, 2023
Property Address	56 RIDGE AVE, BLOOMFIELD, NJ 07003-3841
Document Number	0000041084
Instrument Date	Jun 9, 2023
Instrument	2023041084
Transaction Type	Transfer
Record Updated	Aug 8, 2023
Title Company	SURETY TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	56 RIDGE AVE, BLOOMFIELD, NJ 07003-3841

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	56 RIDGE AVE, BLOOMFIELD, NJ 07003-3841

Mortgage

Document Number	0000041085
Date	Jul 10, 2023
Instrument	2023041085

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Mar 29, 2023
Property Address	56 RIDGE AVE, BLOOMFIELD, NJ 07003-3841
Document Number	0000019782
Instrument Date	Mar 19, 2023
Instrument	2023019782
Transaction Type	Transfer
Record Updated	Apr 25, 2023
Title Company	SURREY TITLE COMPANY, SURETY TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$1,320.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1255 RL 166 #A-6A-6, A-6A-6, TOMS RIVER, NJ

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 RIDGE AVE, BLOOMFIELD, NJ 07003-3841

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	56 RIDGE AVE, BLOOMFIELD, NJ 07003-3841
Document Number	0000073582
Instrument Date	Jul 20, 2020
Transaction Type	Mortgage
Record Updated	Aug 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 RIDGE AVE BLOOMFIELD NJ 070033841, BLOOMFIELD, NJ 07003-3841

Mortgage

Document Number	0000073582
Date	Aug 5, 2020
Instrument	73582

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 4, 2050

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Aug 5, 2020
Property Address	56 RIDGE AVE, BLOOMFIELD, NJ 07003-3841
Document Number	0000073580
Instrument Date	Jun 16, 2020
Instrument	73580
Transaction Type	Transfer
Record Updated	Aug 24, 2020
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$425.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	56 RIDGE AVE BLOOMFIELD NJ 070033841, BLOOMFIELD, NJ 07003-3841

Mortgage

Document Number	73582
Date	Aug 5, 2020
Instrument	73582

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 4, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	56 RIDGE AVE, BLOOMFIELD, NJ 07003-3841
Document Number	0000063177
Instrument Date	Apr 29, 2020
Transaction Type	Mortgage
Record Updated	Jul 29, 2020
Title Company	SERVICELINK TITLE COMPANY LLC, SERVICELINK TITLE CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 RIDGE AVE BLOOMFIELD NJ 070033841, BLOOMFIELD, NJ 07003-3841

Mortgage

Document Number	0000063177
Date	Jul 9, 2020
Instrument	63177

Lender

Name	TD BK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 8, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Bloomfield Township
Unified School District	Bloomfield Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$375,900 (-) Land $130,400 Building $245,500	$375,900 (-) Land $130,400 Building $245,500
2025	$13,115.00 (+2.86%)	$375,900 (-) Land $130,400 Building $245,500	$375,900 (-) Land $130,400 Building $245,500
2024	$12,750.00 (+5.93%)
2023		$375,900 (-) Land $130,400 Building $245,500	$375,900 (-) Land $130,400 Building $245,500
2022	$12,036.00 (+1.88%)	$375,900 Land $130,400 Building $245,500	$375,900 Land $130,400 Building $245,500
2021	$11,814.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead service line replacement Jan 2022
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 764 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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