56 Redbay Rd, Elgin, SC 29045 Property Records

Richland County property record for 56 Redbay Rd, Elgin, SC 29045 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	6 Beds
Bathrooms	6 Baths
Year Built	Built 2006
Square Footage	4,536 sqft Heated Area
Lot Size	26,182 sqft (0.601 acres)
Occupancy	Owner Occupied
Last Sale	$858,343 (2025)
Tax Bill	$5,680.00 (2025)

Owner

Source: Richland County records · APN 28812-02-09

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	56 REDBAY RD, ELGIN, SC 29045-8685
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 16, 2025 · Amount on Record
Deed Sale	Oct 16, 2025 · Amount on Record
Prior Sale	Dec 21, 2006 · Amount on Record
Deed Doc Number	202549525
Deed Book / Page	3065 / 2483
Prior Transfer Date	Nov 02, 2011
Prior Transfer Doc	0017203524
Record Refreshed	Sep 20, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	RICHLAND SC
Recording Date	Oct 16, 2025
Property Address	56 REDBAY RD, ELGIN, SC 29045-8685
Document Number	0030652483
Book / Page	3065 / 2483
Map Reference	MB 1144 PG 1752
Instrument Date	Oct 14, 2025
Instrument	2025049525
Transaction Type	Transfer
Record Updated	Apr 03, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,232.10
Amount Accuracy	From Affidavit or Verified
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	54 REDBAY RD, ELGIN, SC 29045-8685

Mortgage

Document Number	2025049526
Date	Oct 16, 2025
Instrument	2025049526

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Jan 11, 2032
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	1-Year CMT
Max Rate	11.7%

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,680.00 (+9.06%) Homeowner's exemption	$24,204 (-96.52%)	$792,100 (-) Land $71,500 Building $720,600
2024		$695,900 (+2,775.14%)	$792,100 (+30.9%) Land $71,500 Building $720,600
2023	$5,208.00 (-5.29%)	$24,204 (+0.02%)	$605,100 (-)
2021	$5,499.00	$24,200	$605,100 Land $65,000 Building $540,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 21% of South Carolina
Wildfire Likelihood	About 1 in 1,923 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`28812-02-09`
Alternative APNs	`R28812-02-09` `01891509`

Interior

Bedrooms	6 Beds
Full Baths	6 Baths
Building Area	4,536 sqft Heated Area
Gross Area	5,813 sqft Gross Area
1st Floor	2,573 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Hardwood Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Contemporary Style
Exterior Material	Brick/Stone (Brick and/or Stone) Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	26,182 sqft (0.601 acres)
Parking Spaces	3 Parking Spaces
Garage Area	803 sqft Garage
Porch Area	234 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Electric Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	01891509
Street Address	56 REDBAY RD
City	ELGIN
State	SC
Zip	29045-8685
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 9 101.3X182.7X181.6X186.6 #SU WOODCREEK FARMS PH III #PR RB1144-1752
Legal Subdivision	WOODCREEK
Legal Lot Number	9,101
Jurisdiction	RICHLAND SC
Minor Civil Division	PONTIAC
Census Blockgroup	2
Census Block	2065
Census Tract	11407