Middlesex County and Watertown City property record for 56 Ralph St, Watertown, MA 02472
| Property Type | Condominium |
|---|---|
| Details | 1 bd · 1 ba · 983 sqft · built 1930 |
| Lot Size | 0.128 acres (5,617 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $413,000 (Jun 2026) |
| Tax Bill | $4,532 (2026) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Nov 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 300181-26 |
| Primary APN | 300181-26 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 3 Stories |
| Building Area | 983 sqft Living Area |
| Gross Area | 1,013 sqft |
| Basement Area | 30 sqft |
| Unfinished Basement | 30 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,617 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 9571 |
|---|---|
| Street Address | 56 RALPH ST |
| City | WATERTOWN |
| State | MA |
| Zip | 02472-3039 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | S-6 |
| Legal Subdivision | CAMELLIA CONDO |
| Legal Block | 14 |
| Legal Lot Number | 113C |
| Jurisdiction | WATERTOWN MA |
| Township / Civil Division | WATERTOWN TOWN |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 370101 |
Source: Middlesex County and Watertown City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 56 RALPH ST, 3, WATERTOWN, MA 02472-3039 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Jun 26, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage |
| Nov 4, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage NORTH SHORE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 2026 · Amount on Record |
| Deed Sale | Jun 26, 2026 · Amount on Record |
| Prior Sale | Nov 4, 2021 · Amount on Record |
| Deed Document Number | 202677936 |
| Deed Book / Page | 85797 / 528 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WATERTOWN MA |
| Recording Date | Jun 26, 2026 |
| Property Address | 56 RALPH ST, WATERTOWN, MA 02472-3039 |
| Document Number | 0000077936 |
| Book / Page | 85797 / 528 |
| Instrument Date | Jun 16, 2026 |
| Instrument | 202677936 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Date | Jun 26, 2026 |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WATERTOWN MA |
| Recording Date | Nov 4, 2021 |
| Property Address | 56 RALPH ST, WATERTOWN, MA 02472-3039 |
| Document Number | 79077-324 |
| Book / Page | 79077 / 324 |
| Instrument Date | Nov 4, 2021 |
| Instrument | 242279 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 56 RALPH ST # 3, 3, WATERTOWN, MA 02472-3039 |
| Document Number | 242280 |
|---|---|
| Date | Nov 4, 2021 |
| Instrument | 242280 |
| Name | NORTH SHORE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Watertown City |
| Unified School District | Watertown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,532.00 (+4.45%) | $371,500 (-) Building $371,500 | $416,189 (-7.65%) |
| 2025 | $4,339.00 (+5.49%) | $371,500 (+5.69%) Building $371,500 | $450,680 (+6.56%) |
| 2024 | $4,113.00 (-7.22%) | $351,500 (+7.69%) Building $351,500 | $422,940 |
| 2023 | $4,433.00 | $326,400 Building $326,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 793 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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