56 Proctor Ln, Falling Waters, WV 25419 Property Records

Berkeley County property record for 56 Proctor Ln, Falling Waters, WV 25419

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,192 sqft · built 1995
Lot Size	0.95 acres (41,382 sqft)
Owner	Individual Name on Record
Last Sale	$485,000 (Sep 2023)
Tax Bill	$2,321 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-3G-0087.0000`

Property Details

APN / Parcel Number

Primary APN	`02-3G-0087.0000`
Alternative APNs	`02-02-3G-0087.0000` `07088590`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,192 sqft Living Area
1st Floor Area	1,960 sqft
Basement Area	1,232 sqft
Finished Basement	1,232 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	41,382 sqft (0.95 acres)
Terrain	Above Road/Slope
Patio Area	184 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	07088590
Street Address	56 PROCTOR LN
City	FALLING WATERS
State	WV
Zip	25419-4997
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.95 ACRE RESIDUE LOT 75 ALBEMARLE SD
Legal Subdivision	ALBEMARLE SD
Legal Block	17
Legal Lot Number	75
Jurisdiction	BERKELEY WV
Township / Civil Division	POTOMAC
Census Block Group	1
Census Block	1001
Census Tract	971103

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Maidstone-on-the-Potomac listed 2004 · 6 contributing resources · NRIS 04000311

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Berkeley County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10413 MAYWIND CT, COLUMBIA, MD 21044-2522
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2023 · Amount on Record
Deed Sale	Sep 19, 2023 · Amount on Record
Deed Document Number	20230026154
Deed Book / Page	1451 / 669
Record Updated	Jun 8, 2026

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY WV
Recording Date	Sep 19, 2023
Property Address	56 PROCTOR LN, FALLING WATERS, WV 25419
Document Number	001451/669
Book / Page	1451 / 669
Map Reference	DB 477 PG 636
Instrument Date	Sep 15, 2023
Instrument	20230026154
Transaction Type	Transfer
Record Updated	Oct 4, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,734.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 PROCTOR LN, FALLING WATERS, WV 25419

Mortgage

Document Number	0004059/36
Date	Sep 19, 2023
Book Page	4059/36
Instrument	20230026155

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,321.00 (+53%)	$190,920 (+36.33%) Land $27,060 Building $163,860	$318,200 (+36.33%) Land $45,100 Building $273,100
2023	$1,517.00 Homeowner's exemption	$140,040 Land $24,780 Building $115,260	$233,400 Land $41,300 Building $192,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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