Okaloosa County property record for 56 Pine Ridge Trce, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,309 sqft · built 1992 |
| Lot Size | 0.125 acres (5,432 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $305,000 (Sep 2021) |
| Tax Bill | $2,547 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Jun 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-590-0861-5 |
| Primary APN | C56-000-590-0861-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,309 sqft Living Area |
| Gross Area | 1,904 sqft |
| 1st Floor Area | 1,309 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 5,432 sqft (0.125 acres) |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 28 sqft |
| Patio Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 56 PINE RIDGE TRCE |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-2046 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PINE RIDGE TRACE RE/SUB PB 12 PG 14 LOT 9 BLK C TOGETHER W/ ADJ AREA VACATED EPA AS PER ORD 24-16-CN #3747485 |
| Legal Subdivision | PINE RIDGE |
| Legal Block | C |
| Legal Lot Number | 9 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 23305 |
Source: Okaloosa County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 56 PINE RIDGE TRCE, DESTIN, FL 32541-2046 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 29, 2021 | Warranty Deed, Transfer · Conventional Mortgage NBH BANK NA |
| Jun 2, 2021 | Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2021 · Amount on Record |
| Deed Sale | Sep 29, 2021 · Amount on Record |
| Prior Sale | Sep 11, 2003 · Amount on Record |
| Deed Document Number | 20213492755 |
| Deed Book / Page | 3577 / 278 |
| Prior Transfer Date | May 6, 2021 |
| Prior Transfer Doc | 0035504039 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Sep 29, 2021 |
| Property Address | 56 PINE RIDGE TRCE, DESTIN, FL 32541-2046 |
| Document Number | 0035770278 |
| Book / Page | 3577 / 278 |
| Map Reference | MB 12 PG 14 |
| Instrument Date | Sep 23, 2021 |
| Instrument | 3492755 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2021 |
| Title Company | SETCO SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,135.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 24891 NUEVA VISTA DR, 24891, LAGUNA NIGUEL, CA 92677-7459 |
| Name | Verified Name |
|---|---|
| Address | 128 SIBERT AVE # 2, 2, DESTIN, FL 32541-1523 |
| Document Number | 3577280 |
|---|---|
| Date | Sep 29, 2021 |
| Instrument | 3577/280 |
| Name | NBH BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jun 2, 2021 |
| Property Address | 56 PINE RIDGE TRCE, DESTIN, FL 32541-2046 |
| Document Number | 0035504039 |
| Book / Page | 3550 / 4039 |
| Map Reference | MB 12 PG 14 |
| Instrument Date | May 6, 2021 |
| Instrument | 3460284 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 187, PAW CREEK, NC 28130-0187 |
| Name | Verified Name |
|---|---|
| Address | 24891 NUEVA VISTA DR, LAGUNA BEACH, CA 92677-7459 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,547.00 (+5.95%) Homeowner's exemption | $254,151 (+5.99%) | $257,396 (+2.93%) Land $74,195 Building $183,201 |
| 2023 | $2,404.00 (+2.65%) Homeowner's exemption | $239,794 (+3%) | $250,072 (+7.41%) Land $67,321 Building $182,751 |
| 2022 | $2,342.00 Homeowner's exemption | $232,810 Land $61,201 Building $171,609 | $232,810 Land $61,201 Building $171,609 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 156 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 258 units insured incl. 102 condo units |
| Nearby Flood Claims | 65 (1991–2021) |
| Claims Outside the SFHA | 43 of 65 |
| Most Recent Claim | Jun 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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