Schenectady County and Glenville Town property record for 56 Pershing Dr, Scotia, NY 12302
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,378 sqft · built 1930 |
| Lot Size | 0.148 acres (6,480 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $233,000 (Oct 2025) |
| Tax Bill | $5,181 (2026) |
| Deeds & Mortgages | Oct 2025 Mortgage Aug 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422201 30.69-3-55 |
| Primary APN | 422201 30.69-3-55 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,378 sqft Living Area |
| 1st Floor Area | 994 sqft |
| Upper Floors Area | 384 sqft |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,480 sqft (0.148 acres) |
| Lot Dimensions | 162 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | A08210 |
|---|---|
| Street Address | 56 PERSHING DR |
| City | SCHENECTADY |
| State | NY |
| Zip | 12302-2918 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | SCHDY OPERATING CO. L28 HLG |
| Legal Block | 3 |
| Legal Lot Number | 55.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | GLENVILLE |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 32200 |
Source: Schenectady County and Glenville Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 19 JOHNSTON AVE, 2, COHOES, NY 12047-2502 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 14, 2025 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF SCOTIA |
| Aug 14, 2019 | Deed, Transfer · FHA Mortgage HOMESTEAD FUNDING CORP |
| Aug 21, 2018 | Warranty Deed, Transfer · Conventional with PMI MARGARET GARROW |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 14, 2025 · Amount on Record |
| Deed Sale | Oct 14, 2025 · Amount on Record |
| Prior Sale | Aug 14, 2019 · Amount on Record |
| Deed Document Number | 202524511 |
| Deed Book / Page | 2158 / 898 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 56 PERSHING DR, SCHENECTADY, NY 12302-2918 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2025 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|---|
| Address | 19 JOHNSTON AVE, COHOES, NY 12047-2502 |
| Document Number | 0000024512 |
|---|---|
| Date | Oct 14, 2025 |
| Instrument | 202524512 |
| Name | FIRST NATIONAL BANK OF SCOTIA |
|---|---|
| Type | Bank |
| Address | SCHENECTADY, NY 12302 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.33% |
| Type Change Date | Oct 1, 2032 |
| Change Frequency | 7 Years |
| Min Rate At Change | 7.83% |
| Max Rate At Change | 9.33% |
| Index | Other |
| Margin | 3 |
| Max Rate | 13.3% |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Aug 14, 2019 |
| Property Address | 56 PERSHING DR, SCHENECTADY, NY 12302-2918 |
| Document Number | 0000036430 |
| Book / Page | 2017 / 752 |
| Instrument Date | Aug 6, 2019 |
| Instrument | 201936430 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 143, DELANSON, NY 12053-0143 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 56 PERSHING DR, SCOTIA, NY 12302-2918 |
| Document Number | 0000036433 |
|---|---|
| Date | Aug 14, 2019 |
| Instrument | 201936433 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Aug 21, 2018 |
| Property Address | 56 PERSHING DR, SCHENECTADY, NY 12302-2918 |
| Document Number | 0000037232 |
| Book / Page | 001994 / 000114 |
| Instrument Date | Aug 13, 2018 |
| Instrument | 37232 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2018 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $360.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 468 SUMMER ST #8 SCHENECTADY NY 12306, 8, SCHENECTADY, NY 12306 |
| Document Number | 37234 |
|---|---|
| Date | Aug 21, 2018 |
| Book Page | 004859/000023 |
| Instrument | 37234 |
| Name | MARGARET GARROW |
|---|---|
| Address | 159 LARRABEE RD, SCOTIA, NY 12302-6333 |
| Special Notes | Seller Financed |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Aug 20, 2021 |
| Rate | 4% |
|---|
Source: Schenectady County and Glenville Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Glenville Town |
| Municipality | Scotia Village |
| Unified School District | Scotia-Glenville Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,181.00 (+2.55%) | ||
| 2025 | $5,052.00 | $99,100 (-) Land $16,200 Building $82,900 | $180,182 (+23.64%) Land $29,455 Building $150,727 |
| 2023 | $99,100 Land $16,200 Building $82,900 | $145,735 Land $23,823 Building $121,912 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 19 (2005–2014) |
| Claims Outside the SFHA | 4 of 19 |
| Most Recent Claim | Mar 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCOTIA VILLAGE WATER WORKS serves 12,800 people · EPA ID NY4600071 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Jan 2021 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures