56 Pearl St, Valley Stream, NY 11581 Property Records

Nassau County and Hempstead Town property record for 56 Pearl St, Valley Stream, NY 11581

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,624 sqft · built 1954
Lot Size0.152 acres (6,630 sqft)
Owner2 Individual Names on Record
Last Sale$275,000 (Jan 2000)
Tax Bill$15,500 (2025)
Deeds & MortgagesApr 2022 Mortgage
Sep 2018 Line of Credit
Flood ZoneZone X (moderate risk)
APN39-530-00-0001

Property Details

APN / Parcel Number

Primary APN39-530-00-0001
Alternative APNs
  • 2089-39-530-00-0001-0
  • 39530000001000000000
  • 282089 39.-530-1
  • 39530 00010

Interior

Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,624 sqft Living Area
Gross Area1,824 sqft
1st Floor Area1,379 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeConcrete
Roof MaterialOther
Lot Area6,630 sqft (0.152 acres)
Lot Dimensions101 ft deep x 65 ft wide
Garage TypeAttached
Garage Area200 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchStoop
Porch Area84 sqft
Deck Area155 sqft
Patio Area203 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number39530 00010
Street Address56 PEARL ST
CityVALLEY STREAM
StateNY
Zip11581-2834
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTOWN #1 SCH DIST 014
Legal SubdivisionNORTH WOODMERE PK SEC 2
Legal Block530
Legal Lot Number1
JurisdictionNASSAU NY
Township / Civil DivisionHEMPSTEAD
Census Block Group4
Census Block4007
Census Tract410900

Owner

Source: Nassau County and Hempstead Town records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address56 PEARL ST, VALLEY STREAM, NY 11581-2834
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2022Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Sep 22, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 3, 2000 · Amount on Record
Deed SaleJan 3, 2000 · Amount on Record
Prior SaleOct 14, 1997 · Amount on Record
Deed Document Number200022
Deed Book / Page11153 / 355
Last Transfer DateFeb 4, 2009
Transfer Doc0124830789
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU NY
Property Address56 PEARL ST, VALLEY STREAM, NY 11581-2834
Transaction TypeMortgage
Record UpdatedMay 4, 2022
Title CompanyRCS ABSTRACT INC, CIS ABSTRACT INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address56 PEARL ST, VALLEY STREAM, NY 11581-2834

Mortgage

Document NumberM465590253
DateApr 22, 2022
Book PageM46559/253
Instrument2022-48032
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressANN ARBOR, MI 48105
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU NY
Property Address56 PEARL ST, VALLEY STREAM, NY 11581-2834
Document Number0432600978
Instrument DateSep 22, 2018
Transaction TypeMortgage
Record UpdatedFeb 4, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address56 PEARL ST VALLEY STREAM NY 115812834, VALLEY STREAM, NY 11581-2834

Mortgage

Document Number0432600978
DateJan 18, 2019
Book Page043260/000978
Instrument6686
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term324 Months
DueJan 17, 2046
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyNassau County
County SubdivisionHempstead Town
Unified School DistrictHewlett-Woodmere Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$500 (-5.48%) Land $235 Building $265$500,000 (-5.48%)
2025$15,500.00 (+13.18%) Senior Citizen's exemption$529 (-3.47%) Land $249 Building $280$529,000 (-3.47%)
2023$13,695.00 Homeowner's exemption$548 Land $258 Building $290$548,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 208 policies
Nearby Flood Policies208 in force
Nearby Flood Claims138 (1980–2023)
Claims Outside the SFHA65 of 138
Most Recent ClaimSep 2023 · Severe Storm And Flooding
Claims by Event
  • Severe Storm And Flooding, Sep 2023 · 6 claims
  • Hurricane Sandy, Oct 2012 · 77 claims
  • Hurricane Irene, Sep 2011 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLIBERTY UTILITIES NEW YORK - LYNBROOK
private · serves 220,000 people · EPA ID NY2902835
Water SourceGroundwater
Last State InspectionJul 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 647 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

May also be available: Spectrum.

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