56 Packard Ln, Elma, WA 98541 Property Records

Grays Harbor County property record for 56 Packard Ln, Elma, WA 98541

Property Summary

Property Type	Single Family Home
Details	4,096 sqft · built 2012
Lot Size	14.3 acres (624,650 sqft)
Owner	2 Individual Names on File
Last Sale	$95,700 (Sep 2009)
Tax Bill	$5,299 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2021 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`180517120010`

Property Details

APN / Parcel Number

Primary APN	`180517120010`

Interior

Stories	1 Story
Building Area	4,096 sqft Living Area
1st Floor Area	2,048 sqft
Basement Area	2,048 sqft
Finished Basement	2,048 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Contemporary
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	624,650 sqft (14.3 acres)
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	952 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	56 PACKARD LN
City	ELMA
State	WA
Zip	98541-8713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	G5
Legal Description	LOT 1 OF LLS 18-0081 AFN 18-06290047
Legal Range	17
Legal Township	05
Legal Section	18
Legal Subdivision	LARGE LOT SUBDIVISION 2018 0081
Legal Block	171
Legal Lot Number	1
Jurisdiction	GRAYS HARBOR WA
Township / Civil Division	MCCLEARY
Census Block Group	1
Census Block	1017
Census Tract	600

Owner

56 Packard Ln is owned and occupied by two individuals who acquired it in October 2012.

Source: Grays Harbor County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	56 PACKARD LN, ELMA, WA 98541-8713
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jun 15, 2021	Deed of Trust, Mortgage · Line of Credit WASHINGTON STATE EMPLOYEES CU
Aug 1, 2023	Deed of Trust, Mortgage · Line of Credit WASHINGTON STATE EMPLOYEES CU
Oct 11, 2018	Deed of Trust, Mortgage · Commercial Mortgage TIMBERLAND BANK
Oct 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage TIMBERLAND BANK
Jan 14, 2019	Deed of Trust, Mortgage · Conventional with PMI LEADERONE FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2009 · Amount on File
Deed Sale	Sep 22, 2009 · Amount on File
Deed Document Number	200912
Last Transfer Date	Oct 15, 2012
Transfer Doc	0000000027
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYS HARBOR WA
Property Address	56 PACKARD LN, ELMA, WA 98541-8713
Transaction Type	Mortgage
Record Updated	Oct 27, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0003040105
Date	Mar 4, 2021
Instrument	2021-03040105

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	239 Months
Due	Feb 1, 2041

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYS HARBOR WA
Property Address	56 PACKARD LN, ELMA, WA 98541-8713
Transaction Type	Mortgage
Record Updated	Oct 27, 2023
Title Company	GRAYS HARBOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0006150065
Date	Jun 15, 2021
Instrument	2021-06150065

Lender

Name	WASHINGTON STATE EMPLOYEES CU
Type	Credit Union
Address	OLYMPIA, WA 98501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Jul 18, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYS HARBOR WA
Property Address	56 PACKARD LN, ELMA, WA 98541-8713
Transaction Type	Mortgage
Record Updated	Oct 27, 2023
Title Company	PACIFIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0008010010
Date	Aug 1, 2023
Instrument	2023-08010010

Lender

Name	WASHINGTON STATE EMPLOYEES CU
Type	Credit Union
Address	SILVERDALE, WA 98383

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYS HARBOR WA
Property Address	56 PACKARD LN, ELMA, WA 98541-8713
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010110034
Date	Oct 11, 2018
Instrument	2018-10110034

Lender

Name	TIMBERLAND BANK
Type	Bank
Address	OLYMPIA, WA 98516

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYS HARBOR WA
Property Address	56 PACKARD LN, ELMA, WA 98541-8713
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010090065
Date	Oct 9, 2019
Instrument	2019-10090065

Lender

Name	TIMBERLAND BANK
Type	Bank
Address	OLYMPIA, WA 98516

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYS HARBOR WA
Property Address	56 PACKARD LN, ELMA, WA 98541-8713
Document Number	0001182037
Instrument Date	Jan 14, 2019
Transaction Type	Mortgage
Record Updated	Feb 12, 2019
Title Company	COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6 PACKARD LN ELMA WA 98541, ELMA, WA 98541

Mortgage

Document Number	0001182037
Date	Jan 18, 2019
Instrument	1182037

Lender

Name	LEADERONE FIN'L
Type	Funding / Finance Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 17, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 56 Packard Ln was $5,299.

Source: Grays Harbor County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Grays Harbor County
Unified School District	Elma School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,299.00
2025		$567,126 (-) Land $169,813 Building $397,313	$567,126 (-) Land $169,813 Building $397,313
2024	$5,248.00 (+4.63%)	$567,126 Land $169,813 Building $397,313	$567,126 Land $169,813 Building $397,313
2023	$5,016.00
2022		$552,545 Land $169,813 Building $382,732	$552,545 Land $169,813 Building $382,732

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 56 Packard Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective November 27, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 56 Packard Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	10 / 1

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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