56 Owens Rd, Chico, CA 95973 Property Records

Butte County property record for 56 Owens Rd, Chico, CA 95973

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,183 sqft · built 2021
Lot Size1.97 acres (85,813 sqft)
OwnerIndividual Name on Record
Last Sale$165,000 (Jan 2021)
Tax Bill$8,669 (2025)
Deeds & MortgagesJan 2021 Sale & Construction Loan
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN047-340-014-000

Property Details

APN / Parcel Number

Primary APN047-340-014-000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area2,183 sqft Living Area

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2022
Construction TypeWood
Lot Area85,813 sqft (1.97 acres)
Garage TypeAttached
Garage Area844 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address56 OWENS RD
CityCHICO
StateCA
Zip95973-9782
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR1
Legal Description001.97 AC SEC 28 T23N R1E
Legal Range01E
Legal Township23N
Legal Section28
JurisdictionBUTTE CA
Township / Civil DivisionCHICO
Census Block Group4
Census Block4001
Census Tract1400

Owner

Source: Butte County records, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address56 OWENS RD, CHICO, CA 95973-9782
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 14, 2021Grant Deed, Construction Loan · Construction Mortgage
US BANK NA
Jun 3, 2020Deed of Trust, Mortgage · Conventional Mortgage
UMPQUA BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 14, 2021 · Amount on Record
Deed SaleJan 14, 2021 · Amount on Record
Prior SaleNov 1, 2013
Deed Document Number2021-0001741
Record UpdatedJun 8, 2026

January 2021: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionBUTTE CA
Recording DateJan 14, 2021
Property Address68 OWENS RD, CHICO, CA 95973-9782
Document Number0000001741
Map ReferenceMB 77 PG 87
Instrument DateJan 11, 2021
Instrument2021-0001741
Transaction TypeConstruction Loan
Record UpdatedAug 12, 2022
Title CompanyBIDWELL TITLE & ESCROW CO

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address187 VIA MISSION DR, CHICO, CA 95928-4306

Mortgage

Document Number0000001742
DateJan 14, 2021
Instrument2021-0001742
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUTTE CA
Property Address68 OWENS RD, CHICO, CA 95973-9782
Document Number0000022941
Instrument DateJun 3, 2020
Transaction TypeMortgage
Record UpdatedJun 29, 2020
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY TITLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address68 OWENS RD CHICO CA 959739782, CHICO, CA 95973-9782

Mortgage

Document Number0000022941
DateJun 11, 2020
Instrument22941
Lender
NameUMPQUA BK
TypeBank
AddressMOUNTLAKE TERRACE, WA 98043
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 10, 2035

Tax Assessment & Valuation

Source: Butte County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyButte County
Unified School DistrictChico Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$8,669.00 (+6.75%) Homeowner's exemption$758,019 (+4.04%) Land $178,600 Building $579,419
2023$8,121.00 (+99.88%)$728,586 Land $171,666 Building $556,920
2022$4,063.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 40 policies
Nearby Flood Policies40 in force
Nearby Flood Claims38 (1995–2025)
Claims Outside the SFHA20 of 38
Most Recent ClaimFeb 2025 · river or lake flooding
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 3 claims
  • Severe Winter Storms And Flooding, Feb 1998 · 12 claims
  • Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 44% of California
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Starlink
Satellite
280 / 30

May also be available: DigitalPath, unWired Broadband.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Owens Rd

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