56 Oak Tree Dr, Rancho Mirage, CA 92270 Property Records

Riverside County property record for 56 Oak Tree Dr, Rancho Mirage, CA 92270

Property Summary

Property Type	Condominium
Details	3 bd · 1.75 ba · 1,806 sqft · built 1987
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (May 2017)
Tax Bill	$5,053 (2025)
Deeds & Mortgages	Aug 2020 Mortgage May 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`676-230-085`

Property Details

APN / Parcel Number

Primary APN	`676-230-085`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,806 sqft Living Area
Gross Area	2,442 sqft
1st Floor Area	1,806 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1988
Architectural Style	Condo/Apartment
Construction Type	Wood
Roof Material	Tile
Lot Area	5,227 sqft (0.12 acres)
View / Lot	Golf Course
Garage Type	Attached
Garage Area	558 sqft
Parking Spaces	2 Parking Spaces
Putting Green	Putting Green

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	56 OAK TREE DR
City	RANCHO MIRAGE
State	CA
Zip	92270-1612
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PUDA
Legal Description	.12 ACRES IN LOT 123 MB 166/012 TR 21965-1
Legal Tract	21965-1
Legal Lot Number	123
Jurisdiction	RIVERSIDE CA
Township / Civil Division	CATHEDRAL CITY-PALM DESERT
Census Block Group	1
Census Block	1000
Census Tract	44921

Owner

56 Oak Tree Dr, a condominium, is owned and occupied by two individuals who bought it in May 2017.

Source: Riverside County records, as of July 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	56 OAK TREE DR, RANCHO MIRAGE, CA 92270-1612
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage FRANKLIN LOAN CENTER
May 11, 2017	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA
Jan 10, 2017	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2017 · Amount on File
Deed Sale	May 11, 2017 · Amount on File
Deed Document Number	2017190465
Prior Transfer Date	Aug 27, 1998
Prior Transfer Doc	0000447324
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	56 OAK TREE DR, RANCHO MIRAGE, CA 92270-1612
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 CADMAN PLZ W 21F, 21F, BROOKLYN, NY 11201-1881

Mortgage

Document Number	0000394930
Date	Aug 25, 2020
Instrument	2020-0394930

Lender

Name	FRANKLIN LOAN CENTER
Type	Mortgage Company
Address	PALM DESERT, CA 92260

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2035

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	May 11, 2017
Property Address	56 OAK TREE DR, RANCHO MIRAGE, CA 92270-1612
Document Number	0000190465
Instrument Date	Mar 7, 2017
Instrument	190465
Transaction Type	Transfer
Record Updated	Aug 18, 2018
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$352.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	56 OAK TREE DR RANCHO MIRAGE CA 922701612, RANCHO MIRAGE, CA 92270-1612

Mortgage

Document Number	190466
Date	May 11, 2017
Instrument	190466

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 10, 2047

January 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 10, 2017
Property Address	56 OAK TREE DR, RANCHO MIRAGE, CA 92270-1612
Document Number	0000010245
Instrument Date	Oct 28, 2016
Instrument	10245
Transaction Type	Transfer
Record Updated	Jan 25, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	56 OAK TREE DR RANCHO MIRAGE CA 922701612, RANCHO MIRAGE, CA 92270-1612

Tax Assessment & Valuation

The 2025 property tax bill for 56 Oak Tree Dr was $5,053.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Rancho Mirage City
Unified School District	Palm Springs Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$378,806 (+2%) Land $113,640 Building $265,166
2025	$5,053.00	$371,379 Land $111,412 Building $259,967
2023	$5,116.00 (+1.91%)	$356,960 Land $107,087 Building $249,873
2022	$5,020.00
2021			$412,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 56 Oak Tree Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 56 Oak Tree Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: GeoLinks, Verizon.

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