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56 Niskayuna St, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 56 Niskayuna St, Schenectady, NY 12306

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,685 sqft · built 1991
Lot Size0.26 acres (11,326 sqft)
Owner2 Individual Names on File
Last Sale$283,000 (Aug 2019)
Tax Bill$10,673 (2025)
Deeds & MortgagesAug 2022 Line of Credit
Aug 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN422800 48.14-1-6.2

Property Details

APN / Parcel Number

Primary APN422800 48.14-1-6.2
Alternative APN
  • 280004801400010060020000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,685 sqft Living Area
1st Floor Area1,653 sqft
2nd Floor Area1,032 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 2000
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area11,326 sqft (0.26 acres)
Lot Dimensions150 ft deep x 75 ft wide
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
Pool TypeAbove-Ground Pool
PorchSlab
Porch Area350 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address56 NISKAYUNA ST
CitySCHENECTADY
StateNY
Zip12306-1502
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionR,G2,BF,2STY,ENCPT - (L) TURNBULL PLOT REVD-173A,P 48.14-1-6
Legal Block1
Legal Lot Number6.002
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group1
Census Block1019
Census Tract32700

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 48.14-1-6.2

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address56 NISKAYUNA ST, SCHENECTADY, NY 12306-1502
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2022Deed of Trust, Mortgage · Line of Credit
CAPITAL COMMUNICATIONS FCU
Aug 16, 2019Grant Deed, Subdivision Related Transfer · Conventional Mortgage
HOMESTEAD FNDG
Aug 05, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 05, 2019 · Amount on Record
Deed SaleAug 05, 2019 · Amount on Record
Deed Document Number201934875
Deed Book / Page2017 / 51
Record UpdatedJun 08, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address56 NISKAYUNA ST, SCHENECTADY, NY 12306-1502
Transaction TypeMortgage
Record UpdatedAug 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address56 NISKAYUNA ST, SCHENECTADY, NY 12306-1502

Mortgage

Document Number0000042241
DateAug 10, 2022
Book Page5247/540
Instrument202242241
Lender
NameCAPITAL COMMUNICATIONS FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded
Term239 Months
DueJul 28, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionSCHENECTADY NY
Recording DateAug 16, 2019
Property Address56 NISKAYUNA ST, SCHENECTADY, NY 12306-1502
Document Number0000036849
Book / Page002017 / 000938
Instrument DateAug 09, 2019
Instrument36849
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 11, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$774.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address56 NISKAYUNA ST SCHENECTADY NY 123061502, SCHENECTADY, NY 12306-1502

Mortgage

Document Number36853
DateAug 16, 2019
Book Page004931/000867
Instrument36853
Lender
NameHOMESTEAD FNDG
TypeFunding / Finance Company
AddressALBANY, NY 12205
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 15, 2049

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateAug 05, 2019
Property Address56 NISKAYUNA ST, SCHENECTADY, NY 12306-1502
Document Number0000034875
Book / Page002017 / 000051
Instrument DateJul 30, 2019
Instrument34875
Transaction TypeTransfer
Record UpdatedAug 23, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,132.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1062 ROOSEVELT ST SCHENECTADY NY 123061400, SCHENECTADY, NY 12306-1400

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictSchalmont Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$10,673.00$266,000 (-) Land $15,600 Building $250,400$409,200 (+16.91%) Land $23,998 Building $385,202
2023$266,000 Land $15,600 Building $250,400$350,000 Land $20,526 Building $329,474

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 7, 2014 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Greenlight Networks Holding
Fiber		8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 341 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemROTTERDAM WD #5
serves 28,000 people
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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