Morgan County property record for 56 Needham Ln, Berkeley Springs, WV 25411
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,918 sqft · built 2006 |
| Lot Size | 5.24 acres (228,646 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $145,000 (Mar 2010) |
| Tax Bill | $1,319 (2026) |
| Deeds & Mortgages | Feb 2026 Mortgage Feb 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-3-0001.0009 |
| Primary APN | 01-3-0001.0009 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,918 sqft Living Area |
| 1st Floor Area | 3,836 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 228,646 sqft (5.24 acres) |
| Terrain | Rolling |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 56 NEEDHAM LN |
|---|---|
| City | BERKELEY SPRINGS |
| State | WV |
| Zip | 25411-6947 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NEEDHAM LAND LOT 9A 5.249 AC |
| Legal Lot Number | 9A |
| Jurisdiction | MORGAN WV |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 970701 |
Source: Morgan County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 56 NEEDHAM LN, BERKELEY SPRINGS, WV 25411-6947 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 2, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Feb 2, 2023 | Deed of Trust, Mortgage · USDA Mortgage USDA |
| Jun 12, 2018 | Deed of Trust, Mortgage BRANCH BANKING & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 30, 2010 · Amount on Record |
| Deed Sale | Mar 30, 2010 · Amount on Record |
| Deed Document Number | 2010775141 |
| Deed Book / Page | 235 / 309 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN WV |
| Property Address | 56 NEEDHAM LN, BERKELEY SPRINGS, WV 25411-6947 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000530/170 |
|---|---|
| Date | Feb 2, 2026 |
| Book Page | 530/170 |
| Instrument | 916287 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN WV |
| Property Address | 56 NEEDHAM LN, BERKELEY SPRINGS, WV 25411-6947 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000495/31 |
|---|---|
| Date | Feb 2, 2023 |
| Book Page | 495/31 |
| Instrument | 891671 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 397 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN WV |
| Property Address | 56 NEEDHAM LN, BERKELEY SPRINGS, WV 25411-6947 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000430/0000000544 |
|---|---|
| Date | Jun 12, 2018 |
| Book Page | 0000000430/0000000544 |
| Instrument | 000000847025 |
| Name | BRANCH BANKING & TRUST CO |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
Source: Morgan County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Morgan County |
| Unified School District | Morgan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,319.00 (+2.33%) | $153,080 (+2.24%) Land $18,320 Building $134,760 | $255,133 (+2.26%) Land $30,533 Building $224,600 |
| 2025 | $1,289.00 (+6.71%) Homeowner's exemption Disabled Person's exemption | $149,720 (+6.35%) Land $18,320 Building $131,400 | $249,500 (+6.35%) Land $30,500 Building $219,000 |
| 2023 | $1,208.00 (+1.26%) Homeowner's exemption Disabled Person's exemption | $140,780 (+1.08%) Land $16,760 Building $124,020 | $234,600 (+1.08%) Land $27,900 Building $206,700 |
| 2022 | $1,193.00 Homeowner's exemption Disabled Person's exemption | $139,280 Land $16,760 Building $122,520 | $232,100 Land $27,900 Building $204,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Jun 2018 · Severe Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 40% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Verizon Fixed Wireless | 300 / 20 |
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