56 N St Andrews Dr, Ormond Beach, FL 32174 Property Records

Volusia County property record for 56 N St Andrews Dr, Ormond Beach, FL 32174

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,346 sqft · built 1964
Lot Size0.325 acres (14,200 sqft)
OwnerIndividual Name on File
Last Sale$257,400 (Jul 2015)
Tax Bill$3,835 (2025)
Deeds & MortgagesJul 2021 Mortgage
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN3242-10-09-0190

Property Details

APN / Parcel Number

Primary APN3242-10-09-0190
Alternative APNs
  • 32134210090190
  • 3000633.0
  • 3000633

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,346 sqft Living Area
1st Floor Area2,220 sqft
FlooringCombination, Other
Interior WallsPlaster

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1994
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area14,200 sqft (0.325 acres)
Lot Dimensions142 ft deep x 100 ft wide
Garage Area525 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area390 sqft
PorchOpen Porch
Porch Area302 sqft
Patio Area104 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number3000633.0
Old Parcel Number32134210090190
Street Address56 N ST ANDREWS DR
CityORMOND BEACH
StateFL
Zip32174-3839
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2A
Legal DescriptionLOT 19 BLK 9 TOMOKA OAKS COUNTRY CLUB ESTS UNIT 1 MB 25 PGS 58-59 INC PER OR 4374 PG 3795 PER OR 7140 PG 2695
Legal Range32E
Legal Township13S
Legal Section42
Legal SubdivisionTOMOKA
Legal Tract10
Legal Block9
Legal Lot Number19
Legal Unit1
JurisdictionVOLUSIA FL
Township / Civil DivisionORMOND BEACH
Census Block Group3
Census Block3006
Census Tract80807

Owner

Source: Volusia County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address56 N ST ANDREWS DR, ORMOND BEACH, FL 32174-3839
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
LADERA LENDING INC
Sep 30, 2020Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 17, 2015 · Amount on Record
Deed SaleJul 17, 2015 · Amount on Record
Prior SaleDec 4, 1998 · Amount on Record
Deed Document Number2015-131114
Deed Book / Page7140 / 2695
Record UpdatedJun 8, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address56 N ST ANDREWS DR, ORMOND BEACH, FL 32174-3839
Transaction TypeMortgage
Record UpdatedAug 12, 2021
Title CompanyUNISOURCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address56 N ST ANDREWS DR, ORMOND BEACH, FL 32174-3839

Mortgage

Document Number0080830990
DateJul 14, 2021
Book Page8083/990
Instrument2021-164966
Lender
NameLADERA LENDING INC
TypeMortgage Company
AddressLADERA RANCH, CA 92694
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2051

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address56 N ST ANDREWS DR, ORMOND BEACH, FL 32174-3839
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0079184560
DateSep 30, 2020
Book Page7918/4560
Instrument2020-186085
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term317 Months
DueFeb 1, 2047

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
MunicipalityOrmond Beach City
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,835.00 (+18.91%) Homeowner's exemption$257,983 (+7.84%)$359,782 (-2.54%) Land $57,680 Building $302,102
2023$3,225.00 (+3.27%) Homeowner's exemption$239,225 (+3%)$369,141 (+4.66%) Land $67,980 Building $301,161
2022$3,123.00 Homeowner's exemption$232,257$352,700 Land $67,980 Building $284,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 48 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies48 in force
Nearby Flood Claims11 (1987–2024)
Claims Outside the SFHA7 of 11
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 66% of the US · above 43% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORMOND BEACH
serves 59,744 people · EPA ID FL3640963
Water SourceGroundwater
Last State InspectionJun 2024
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wire 3 Holdings
Fiber
10,000 / 10,000
Metronet Holdings
Fiber
5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AT&T
DSL
100 / 20

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