56 N Centre St, Cumberland, MD 21502 Property Records

Allegany County property record for 56 N Centre St, Cumberland, MD 21502

Property Summary

Property TypeResidential Multi-Family (5+ Units)
Details1,457 sqft · built 1925
Lot Size0.042 acres (1,827 sqft)
OwnerIndividual Name on Record
Last Sale$85,000 (Feb 2016)
Tax Bill$930 (2025)
Flood ZoneZone X (moderate risk)
APN14-003193

Property Details

APN / Parcel Number

Primary APN14-003193
Alternative APN
  • 003193

Interior

Units3 Units
Stories3 Stories
Building Area1,457 sqft Total Area
1st Floor Area1,625 sqft
Basement Area1,625 sqft
Unfinished Basement1,625 sqft

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Exterior MaterialBrick Veneer
Construction TypeBrick
Lot Area1,827 sqft (0.042 acres)
Lot Dimensions57 ft deep x 30 ft wide
Total Buildings3 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemSteam
SewerConnected

Location & Zoning

Account Number003193
Street Address56 N CENTRE ST
CityCUMBERLAND
StateMD
Zip21502-2306
Property CategoryResidential
Property TypeResidential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning CodeB-CBD
Legal Description56-58 N CENTRE ST 1827 SF 31X57 32X59
JurisdictionALLEGANY MD
Township / Civil Division14, CUMBERLAND
Census Block Group2
Census Block2027
Census Tract1000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Downtown Cumberland Historic District
listed 1983 · 107 contributing resources · NRIS 83002917

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Allegany County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address56 N CENTRE ST, CUMBERLAND, MD 21502-2306
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 17, 2016 · Amount on Record
Deed SaleFeb 17, 2016 · Amount on Record
Prior SaleDec 30, 2014 · Amount on Record
Deed Book / Page2194 / 233
Prior Transfer DateDec 18, 2014
Prior Transfer Doc0021040441
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAllegany County
MunicipalityCumberland City
Unified School DistrictAllegany County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$106,800 (+17.75%) Land $12,700 Building $94,100$106,800 (+17.75%) Land $12,700 Building $94,100
2025$930.00 (+10.32%)
2023$843.00$90,700 Land $12,700 Building $78,000$90,700 Land $12,700 Building $78,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1989–1995)
Claims Outside the SFHA1 of 3
Most Recent ClaimJun 1995 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CUMBERLAND
serves 27,039 people · EPA ID MD0010008
Water SourceSurface water
Last State InspectionJul 2025
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
SkyPacket
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Crowsnest Broadband.

Nearby Properties on N Centre St

Nearby Streets

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