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56 Mount Vernon, Irvine, CA 92620 Property Records

Orange County property record for 56 Mount Vernon, Irvine, CA 92620 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,392 sqft · built 1998
Lot Size0.128 acres (5,576 sqft)
Owner2 Individual Names on File
Last Sale$1,030,000 (May 2014)
Tax Bill$13,184 (2025)
Deeds & MortgagesJul 2021 Mortgage
Nov 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN530-491-12

Property Details

APN / Parcel Number

Primary APN530-491-12

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Building Area2,392 sqft Living Area

Exterior

Year BuiltBuilt 1998
Lot Area5,576 sqft (0.128 acres)
Garage Area380 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address56 MOUNT VERNON
CityIRVINE
StateCA
Zip92620-1993
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN TR 15576 BLK LOT 12 TRACT NO 15576 LOT 12 POR OF LOT
Legal SubdivisionGEORGETOWN
Legal Tract15576
Legal Lot Number12
JurisdictionORANGE CA
Township / Civil DivisionIRVINE-LAKE FOREST
Census Block Group5
Census Block5000
Census Tract52436

Owner

Source: Orange County records · APN 530-491-12

Assessment roll updated July 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address56 MOUNT VERNON, IRVINE, CA 92620-1993
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Nov 30, 2017Grant Deed, Transfer
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 16, 2014 · Amount on Record
Deed SaleMay 16, 2014 · Amount on Record
Prior SaleMar 28, 2007
Deed Document Number2014000190152
Record UpdatedJun 08, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address56 MOUNT VERNON, IRVINE, CA 92620-1993
Transaction TypeMortgage
Record UpdatedJun 08, 2026
Title CompanyTWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address56 MOUNT VERNON, IRVINE, CA 92620-1993

Mortgage

Document Number0000484625
DateJul 30, 2021
Instrument2021000484625
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051
Interest
Rate TypeAdjustable Rate
Rate2.5%
Type Change DateAug 01, 2026
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change4.5%
IndexOther
Max Rate7.5%

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionORANGE CA
Recording DateNov 30, 2017
Property Address56 MOUNT VERNON, IRVINE, CA 92620-1993
Document Number0000516563
Instrument DateNov 07, 2017
Instrument516563
Transaction TypeTransfer
Record UpdatedAug 28, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,193.50
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address1716 KIOWA CREST DR DIAMOND BAR CA 917652911, DIAMOND BAR, CA 91765-2911

Mortgage

Document Number516564
DateNov 30, 2017
Instrument516564
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
AmountAmount Recorded
Term360 Months
DueNov 29, 2047
Interest
Rate TypeAdjustable Rate
Rate2.87%

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated July 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalityIrvine City
Unified School DistrictIrvine Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$13,184.00 (+4.81%) Homeowner's exemption$1,234,542 (+4.04%) Land $919,413 Building $315,129
2023$12,579.00 (+1.9%) Homeowner's exemption$1,186,604 Land $883,711 Building $302,893
2022$12,345.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (06059C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060590524365, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 11% of California
Wildfire LikelihoodAbout 1 in 3,571 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 342 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Google Fiber, AT&T, Cox Communications, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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